The Finance Algorithm
§ Tool · tier 2 · independent

Crypto ROI Calculator.

Calculates return on investment for various cryptocurrencies over different timeframes, accounting for lump sum and DCA strategies as well as after-tax CGT impacts.

Live dataFree, no signupOn-deviceupd April 2026
Inputs
Your numbers
$
$5k
30,000
60,000
18

12+ months unlocks 50% CGT discount

%
32.5%

Math updates live as you change inputs · AI runs on submit

Awaiting inputs

Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.

The Crypto ROI Calculator lets you accurately estimate your actual return on investment for major cryptocurrencies, accounting for price changes, DCA strategies, and Australian capital gains tax rules. This tool provides a clear breakdown from buy to sell — perfect for crypto investors who want to optimise profits, compare strategies, or estimate after-tax proceeds.

§ Worked examples

Real-world scenarios

Lump Sum Investment in Bitcoin

You invested $5,000 AUD in Bitcoin at $40,000 per coin, sold 6 months later for $55,000. Calculator shows pre-tax ROI, after-tax ROI, and CGT impact.

Inputs

Initial Investment:5,000Buy Price:40,000Sell Price:55,000

Short-term investment, no CGT discount applied, clear tax breakdown provided.

Using DCA into Ethereum

Regular monthly purchases of $250 AUD in Ethereum over 12 months — tracked DCA entry price, end value, CAGR, and tax compliance.

Inputs

DCA:trueInterval:MonthlyTotal Periods:12

Shows how DCA smooths entry price and may lower risk compared to lump sum.

§ FAQ

Questions Australians ask

§ Glossary

Plain-English definitions

DCA (Dollar Cost Averaging)
Strategy of investing fixed amounts at regular intervals to reduce average purchase cost.
ROI
Return on Investment: measures profit or loss relative to initial investment.
CGT
Capital Gains Tax, paid on profit when selling crypto assets in Australia.
CAGR
Compound Annual Growth Rate, showing the yearly average rate of investment growth.