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Crypto ROI Calculator

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Calculates return on investment for various cryptocurrencies over different timeframes, accounting for lump sum and DCA strategies as well as after-tax CGT impacts.

Free to useNo data storedAI insightsUpdated: April 2026

The Crypto ROI Calculator lets you accurately estimate your actual return on investment for major cryptocurrencies, accounting for price changes, DCA strategies, and Australian capital gains tax rules. This tool provides a clear breakdown from buy to sell — perfect for crypto investors who want to optimise profits, compare strategies, or estimate after-tax proceeds.

Enter Your Details

Enter Your Details

$

Enter your investment amount in AUD or USD.

Date you purchased the crypto.

Date you sold (or current date for open positions).

If using DCA, select your buy interval.

%

Used to estimate after-tax ROI for Australian tax residents only.

Real-World Examples

Lump Sum Investment in Bitcoin

You invested $5,000 AUD in Bitcoin at $40,000 per coin, sold 6 months later for $55,000. Calculator shows pre-tax ROI, after-tax ROI, and CGT impact.

Inputs Used:

Initial Investment:5,000Buy Price:40,000Sell Price:55,000

Short-term investment, no CGT discount applied, clear tax breakdown provided.

Using DCA into Ethereum

Regular monthly purchases of $250 AUD in Ethereum over 12 months — tracked DCA entry price, end value, CAGR, and tax compliance.

Inputs Used:

DCA:trueInterval:MonthlyTotal Periods:12

Shows how DCA smooths entry price and may lower risk compared to lump sum.

Frequently Asked Questions

Glossary

DCA (Dollar Cost Averaging)
Strategy of investing fixed amounts at regular intervals to reduce average purchase cost.
ROI
Return on Investment: measures profit or loss relative to initial investment.
CGT
Capital Gains Tax, paid on profit when selling crypto assets in Australia.
CAGR
Compound Annual Growth Rate, showing the yearly average rate of investment growth.

How to Use

  1. 1Select your cryptocurrency (Bitcoin, Ethereum, etc.) and preferred currency.
  2. 2Enter your initial investment amount and the buy/sell prices per coin.
  3. 3Input the dates of your purchase and sale (or today if unsold).
  4. 4Enable Dollar Cost Averaging if you made regular purchases, and select your DCA interval.
  5. 5If you are an Australian resident, tick to enable CGT adjustment and enter your marginal tax rate for after-tax ROI.
  6. 6Review the results: pre-tax return (% and $), after-tax return, and yearly CAGR.

Key Information

  • Supports lump sum and DCA investment tracking.
  • Includes after-tax calculations for Australian CGT.
  • Works for Bitcoin, Ethereum, Solana, and more.
  • Shows pre-tax ROI, after-tax ROI, and CAGR in AUD or USD.
  • Optionally factors in 50% CGT discount for long-term holders.
  • Designed for easy ATO tax compliance and investing strategy review.

Pro Tips

  • Compare multiple DCA intervals to see how regular buying impacts results.
  • Use your actual buy price and sell price for most accurate pre-tax and after-tax returns.
  • Always consider the CGT impact if you're an Australian resident, especially for long-term holdings.

Avoid These Mistakes

  • Forgetting to include all transaction dates for DCA.
  • Not using after-tax results for Australian CGT calculations.
  • Using round price estimates instead of actual executed prices.

Disclaimer: Results are estimates only. For ATO tax reporting or major investment decisions, always consult a qualified accountant or tax agent.

Last updated: April 2026

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