17 calculators · updated weekly · independent

Superannuation.

Plan your retirement with AI-powered superannuation tools. Project your balance, compare funds, optimize contributions, and understand tax, insurance, and withdrawal strategies.

Open Super Balance Projector →All 17 tools Ask AI Assistant →

Live · Compound projectionASX 200 +0.82%

Starting balance$20,000

Monthly contribution$1,000

Years20 yr

Return (avg, p.a.)7.5%

Final balance

$642,947

after 20 yr at 7.5%

Growth

$382,947

You contribute $260,000 over 20 years; compound growth adds $382,947. Model scenarios →

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Super Balance Projector

Project your superannuation balance at retirement based on your current savings and contributions.

most-used

Salary Sacrifice Optimizer

See how much tax you can save by sacrificing salary into superannuation.

Super Co-contribution Calculator

Check your eligibility for the government super co-contribution scheme and see how much you could receive.

Preservation Age Calculator

Find out when you can access your superannuation based on your date of birth.

Retirement Income Calculator

Estimate how much income your super will provide in retirement and how long it will last.

Super Fee Calculator

Calculate how much your super fees cost you over time and see the true impact on your retirement savings.

Employer SG Calculator

Calculate your employer's Super Guarantee contributions and check you're being paid the correct amount.

Super Consolidation Checker

Calculate how much you could save by consolidating multiple super accounts into one.

Super Tax Calculator

Calculate the tax on your superannuation contributions, earnings, and withdrawals at every stage.

Super Gap Analysis Tool

Project retirement savings shortfalls based on current and expected contributions.

Super Fund Comparison Tool

Compare super funds side-by-side by fees, returns, and features to find the best fund for you.

Live data

Age Pension Deeming Impact Estimator

Model how deeming rate changes (2025–26) affect Age Pension via income test; compare scenarios, single vs couple, asset thresholds.

Live data

SMSF Setup Cost Calculator

Calculate the costs of setting up and running a Self-Managed Super Fund and whether it makes financial sense for you.

Live data

Transition to Retirement Planner

Plan a gradual transition to retirement by accessing your super while still working part-time.

Live data

Insurance Through Super Calculator

Compare the cost and benefits of holding life, TPD, and income protection insurance inside vs outside your super fund.

Live data

Super Withdrawal Estimator

Estimate how much you can withdraw from super, when you can access it, and the tax implications.

Live data

Super Contribution Planner

Assess effects/taxes of various concessional/non-concessional super contributions under 2026 rules.

Live data

§ FAQ

Questions Australians actually ask the AI.

Drawn from real conversations with the Superannuation Assistant. Click any to open it in chat.

How does superannuation work in Australia?

Our superannuation calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →

Are the numbers reliable?

Yes—every calculation is auditable. We show the working and source live data from 47 lenders, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →

Do I need to sign up?

No. There are no signups, no upsells, and no data leaves your browser. We earn nothing from any bank or product. The math is the product. Run the math →

What can the AI assistant do?

Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →