Superannuation.
Plan your retirement with AI-powered superannuation tools. Project your balance, compare funds, optimize contributions, and understand tax, insurance, and withdrawal strategies.
All 17 superannuation calculators
Free, instant, no signup. Every result shows its working and can be handed to the assistant.
Super Balance Projector
Project your superannuation balance at retirement based on your current savings and contributions.
Salary Sacrifice Optimizer
See how much tax you can save by sacrificing salary into superannuation.
Super Co-contribution Calculator
Check your eligibility for the government super co-contribution scheme and see how much you could receive.
Preservation Age Calculator
Find out when you can access your superannuation based on your date of birth.
Retirement Income Calculator
Estimate how much income your super will provide in retirement and how long it will last.
Super Fee Calculator
Calculate how much your super fees cost you over time and see the true impact on your retirement savings.
Employer SG Calculator
Calculate your employer's Super Guarantee contributions and check you're being paid the correct amount.
Super Consolidation Checker
Calculate how much you could save by consolidating multiple super accounts into one.
Super Tax Calculator
Calculate the tax on your superannuation contributions, earnings, and withdrawals at every stage.
Super Gap Analysis Tool
Project retirement savings shortfalls based on current and expected contributions.
Super Fund Comparison Tool
Compare super funds side-by-side by fees, returns, and features to find the best fund for you.
Age Pension Deeming Impact Estimator
Model how deeming rate changes (2026–27) affect Age Pension via income test; compare scenarios, single vs couple, asset thresholds.
SMSF Setup Cost Calculator
Calculate the costs of setting up and running a Self-Managed Super Fund and whether it makes financial sense for you.
Transition to Retirement Planner
Plan a gradual transition to retirement by accessing your super while still working part-time.
Insurance Through Super Calculator
Compare the cost and benefits of holding life, TPD, and income protection insurance inside vs outside your super fund.
Super Withdrawal Estimator
Estimate how much you can withdraw from super, when you can access it, and the tax implications.
Super Contribution Planner
Assess effects/taxes of various concessional/non-concessional super contributions under 2026 rules.
Questions Australians actually ask the AI.
Drawn from real conversations with the Superannuation Assistant. Click any to open it in chat.
How does superannuation work in Australia?
Our superannuation calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →
Are the numbers reliable?
Yes—every calculation is auditable. We show the working, and the rates come from what every bank publishes under the Consumer Data Right, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →
Do I need to sign up?
No. There are no signups and no upsells. The calculators run in your browser — only a question you choose to send the assistant leaves it. We earn nothing from any bank or product. The math is the product. Run the math →
What can the AI assistant do?
Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →