The Finance Algorithm
10 calculators · updated weekly · independent

Tax & Government.

Navigate Australian tax with AI-powered calculators. Calculate income tax, estimate refunds, find deductions, plan CGT, and understand Medicare levy obligations.

Live · Take-home payFY 2025-26 brackets
Gross salary (incl. super)$120,000
Salary sacrifice to super$0
Concessional cap $30k incl. employer SG
Take-home / yr
$90,812
$7,568 / month
Total tax
$29,188
Marginal 30% + 2% Medicare
Total super this year: $14,400 (employer SG 12% + sacrifice). Open full tax calculator →
All10
Sort:Most-used
01
Income Tax Calculator
02
Tax Refund Estimator
03
Capital Gains Tax Calculator
04
Negative Gearing Calculator
05
2026 Tax Cut Estimator
06
PAYG Withholding Calculator
07
Medicare Levy Calculator
08
Crypto Capital Gains Calculator
09
Fringe Benefits Tax Calculator
10
Tax Deduction Finder
§ FAQ

Questions Australians actually ask the AI.

Drawn from real conversations with the Tax & Government Assistant. Click any to open it in chat.

How does tax & government work in Australia?

Our tax & government calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →

Are the numbers reliable?

Yes—every calculation is auditable. We show the working and source live data from 47 lenders, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →

Do I need to sign up?

No. There are no signups, no upsells, and no data leaves your browser. We earn nothing from any bank or product. The math is the product. Run the math →

What can the AI assistant do?

Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →