Childcare.
AI-powered tools to help Australian families understand Child Care Subsidy, calculate out-of-pocket costs, and navigate early childhood education funding.
All 3 childcare calculators
Free, instant, no signup. Every result shows its working and can be handed to the assistant.
Child Care Subsidy Calculator
Estimate your Child Care Subsidy (CCS) entitlements and out-of-pocket costs for Australian families
Paid Parental Leave Estimator
Estimate Parental Leave Pay days and total amount after tax based on due/birth date, work history, income test and partner sharing options.
Family Tax Benefit (FTB) Estimator
Estimate FTB Part A and Part B based on family income, number/ages of children, relationship status and shared care percentage.
Questions Australians actually ask the AI.
Drawn from real conversations with the Childcare Assistant. Click any to open it in chat.
How does childcare work in Australia?
Our childcare calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →
Are the numbers reliable?
Yes—every calculation is auditable. We show the working, and the rates come from what every bank publishes under the Consumer Data Right, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →
Do I need to sign up?
No. There are no signups and no upsells. The calculators run in your browser — only a question you choose to send the assistant leaves it. We earn nothing from any bank or product. The math is the product. Run the math →
What can the AI assistant do?
Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →