The Finance Algorithm
12 calculators · updated weekly · independent

Property & Real Estate.

Essential calculators for property investors, first home buyers, and homeowners. From rental yield and land tax to depreciation schedules, granny flat ROI, and auction budgets — everything you need to make smarter property decisions in Australia.

Live · Stamp dutyOwner-occupier
Property price$950,000
Stamp duty (NSW)
$28,455
3.00% of price
Total upfront
$218,455
20% deposit + duty (excl. fees)
Bracket-based estimate. Concessions for first home buyers, off-the-plan and foreign-buyer surcharges aren't applied here. Open full stamp duty calculator →
All12
Sort:Most-used
01
Rental Yield Calculator
02
Stamp Duty Comparison Calculator
03
Auction Bidding Calculator
04
Rental Affordability Calculator
05
Land Tax Calculator
06
Property Settlement Cost Calculator
07
Depreciation Schedule Estimator
08
Property Development Feasibility Calculator
09
Renovation ROI Calculator
10
Suburb Affordability Finder
11
SMSF Property Investment Calculator
12
Granny Flat ROI Calculator
§ FAQ

Questions Australians actually ask the AI.

Drawn from real conversations with the Property & Real Estate Assistant. Click any to open it in chat.

How does property & real estate work in Australia?

Our property & real estate calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →

Are the numbers reliable?

Yes—every calculation is auditable. We show the working and source live data from 47 lenders, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →

Do I need to sign up?

No. There are no signups, no upsells, and no data leaves your browser. We earn nothing from any bank or product. The math is the product. Run the math →

What can the AI assistant do?

Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →