Disclaimer
The calculators, product data, market figures and AI answers on this site are general information. They don't take into account your objectives, financial situation or needs.
Last updated 1 October 2026
Not financial advice
The Finance Algorithm is not a licensed financial adviser, mortgage broker, credit provider or tax agent, and it doesn't recommend or endorse any product or provider. Before you act, consider whether a product suits you, read its disclosure documents, and speak to a licensed adviser, broker or registered tax agent if you need advice.
Where the numbers come from
Bank products and energy plans are published by their providers under the Consumer Data Right and refreshed nightly. Market figures come from the RBA, the ABS and market data feeds; tax and government figures from the ATO, Services Australia and state revenue offices. We show them as published and can't guarantee they're complete, current or error-free. Confirm with the provider before you apply. The Methodology page has the detail.
Estimates, not quotes
Calculators use simplified formulas and your inputs. Their results are estimates, not quotes, offers or approvals, and can't predict future rates or rules.
AI answers
The assistant's answers are generated by AI and can be wrong, incomplete or out of date. Check anything you plan to rely on.
Ads
Ads on the site are chosen by Google, not by us. An ad is not a recommendation, and advertisers have no say in any result or ranking.
Liability
To the extent the law allows, we aren't liable for any loss from relying on the site. Nothing here limits your rights under the Australian Consumer Law.