The numbers banks don't show you — calculated, in seconds.
Professional-grade financial models for Australians. 166 calculators, live market data, and an AI co-pilot that explains the math—without selling you a product.
Every financial decision an Australian needs to make.
From your first credit card to your last superannuation withdrawal, we model the math — with the same rigor a private banker would apply.
View all 18 categories →A model, not a marketing page.
Every calculation is grounded in the actual serviceability formulas, ATO tax tables and APRA buffers banks use internally — then explained in plain English by an AI that has read every relevant policy paper.
Source
Live rates from 47 lenders, RBA cash rate, ASX 200, AUD/USD, ATO brackets and state-level stamp duty schedules.
Compute
Bank-grade serviceability and amortisation formulas. We show our working — every assumption is auditable and editable.
Explain
An AI co-pilot translates the result into your situation. No data leaves your browser. No signups. No upsell.
Ask in English. Answer in numbers.
Specialised assistants — one per domain. They run calculations live, cite the formulas, and never recommend a product they earn from. (We don't earn from any.)
Yes—comfortably. With $225k combined income and $180k saved, here's the picture:
You're $40k short on a 20% deposit—you'd pay $18,400 in LMI at 16.4% LVR, or wait ~7 months at current savings rate.
Three calculators most Australians need this month.
Repayment Calculator
See exactly how much your mortgage costs—principal, interest and the AI verdict on whether your rate is competitive.
Income Tax Calculator
The new brackets in effect from 1 July. See your take-home pay, marginal rate and how salary sacrifice changes it.
Compound Interest
Project your investments forward. Model contributions, returns and the cost of waiting one more year to start.