The numbers banks don't show you — calculated, in seconds.
Professional-grade financial models for Australians. 166 calculators, every bank product and energy plan as the provider publishes it, live market data, and an AI co-pilot that explains the math — without selling you a product.
- No product is paid to appear
- Calculators run in your browser
- No signup, no upsell
Every rate, as the bank publishes it.
Banks must publish every product they sell through the Consumer Data Right. We read all 104 institutions every night and lay the rates out side by side. These are today's best published numbers, open to anyone.
Every electricity and gas plan, by state.
Supply charge, usage rates, solar feed-in, discounts and contract terms for every plan 40 retailers publish, read nightly from the Consumer Data Right. Pick your state to compare.
Every financial decision an Australian needs to make.
From your first credit card to your last superannuation withdrawal, we model the math — with the same rigor a private banker would apply.
Ask in English. Answer in numbers.
Specialised assistants — one per domain. They run calculations live, cite the formulas, and never recommend a product they earn from. (We don't earn from any.)
Yes — comfortably. With $225k combined income and $180k saved, here's the picture:
You're $40k short on a 20% deposit — you'd pay $18,400 in LMI at 16.4% LVR, or wait ~7 months at current savings rate.
A model, not a marketing page.
Every calculation is grounded in the actual serviceability formulas, ATO tax tables and APRA buffers banks use internally — then explained in plain English, with the working shown so you can check it.
Source
Every product 104 banks and 40 energy retailers publish under the Consumer Data Right, the RBA cash rate, ASX 200, AUD/USD, ATO brackets and state stamp duty schedules.
Compute
Bank-grade serviceability and amortisation formulas. We show our working — every assumption is auditable and editable.
Explain
An AI co-pilot translates the result into your situation. The calculators themselves run in your browser — only a question you choose to ask the assistant is sent on. No signups. No upsell.
Three calculators most people open first.
Repayment Calculator
See exactly how much your mortgage costs — principal, interest and the AI verdict on whether your rate is competitive.
Income Tax Calculator
The 2026-27 brackets, in effect since 1 July. See your take-home pay, marginal rate and how salary sacrifice changes it.
Compound Interest
Project your investments forward. Model contributions, returns and the cost of waiting one more year to start.