Intelligent finance
for Australia.

Calculate your home loan repayments with AI-powered market comparison

Calculate your Loan-to-Value Ratio and understand how lenders assess your risk

Calculate Lenders Mortgage Insurance costs and discover strategies to avoid it

Calculate stamp duty for all Australian states with AI-powered concession detection

Calculate how much you can borrow with AI insights on lender policies

See how extra repayments can save you thousands in interest and years off your loan

Calculate how much an offset account can save you in interest on your home loan

Compare fixed and variable rate options to find the best choice for your situation

Calculate the optimal split between fixed and variable portions of your home loan

Calculate potential savings on your home loan interest from using an offset account.

Compare real-time rates from 50+ Australian lenders matched to your situation

Find lenders that accept your unique situation (self-employed, visa, casual)

Compare your current loan to market rates and calculate exact savings

Find all grants, schemes, and concessions you're eligible for

Get talking points and competitor rates to negotiate with your bank

Get median prices, growth data, and demographics for any suburb

AI analyzes your situation and recommends optimal loan structure

Get a personalized checklist of documents needed for your loan application

Understand how RBA rate changes affect your specific loan

Comprehensive AI assessment of your current loan vs market opportunities

Test your loan against rate rises, income drops, and life changes

Checks correctness of Australian payslips, tax withheld, and net pay for FY 2025-26.

Calculate your personal loan repayments with AI insights on rates and lender options

Compare multiple personal loan offers side-by-side to find the best deal

Calculate how much you'll save by paying off your personal loan early

See if consolidating your debts into one personal loan will save you money

Find out how much personal loan you can comfortably afford based on your income and expenses

Compare borrowing costs between a personal loan and credit card to find the smarter option

Calculate how a personal loan can eliminate your high-interest credit card debt faster and cheaper

Find the fastest and cheapest strategy to pay off multiple debts - snowball, avalanche, or consolidation

Calculate how taking a small personal loan can help build or repair your credit score

Compare secured and unsecured personal loans to see if using collateral saves you money

Calculate the benefits and risks of having a guarantor on your personal loan

Plan your dream wedding budget and calculate affordable loan repayments

Calculate how to finance medical procedures, dental work, or health expenses with a personal loan

Calculate if financing your dream holiday makes sense and plan affordable repayments

Calculate personal loan financing for home improvements without touching your mortgage

Calculate how much emergency savings you need and when a loan makes sense instead

Plan personal loan repayments around irregular freelance or casual income

Plan for temporary reduced loan payments during financial difficulty

Compare topping up your existing loan vs getting a new one for additional funds

Calculate your car loan repayments, total interest, and compare loan terms

Compare up to 3 car loan offers side by side to find the best deal

Calculate how much car you can afford based on your income and expenses

Calculate savings and costs of paying off your car loan early

Compare the true cost of buying new versus used over time

Compare the cost of leasing versus buying a car outright

Estimate your car's trade-in value and how it affects your new car loan

Calculate the true total cost of owning a car including finance, fuel, insurance, and maintenance

Compare dealer finance offers with bank or credit union car loans

Calculate balloon/residual payment options and understand the trade-offs

Calculate tax savings from salary sacrificing a car through novated lease

Calculate business vehicle finance with chattel mortgage and tax benefits

Calculate EV financing with incentives, charging costs, and long-term savings

Estimate how much your car will be worth over time

Calculate savings from refinancing your car loan to a better rate

Calculate how much interest you're paying on your credit card balance

Compare credit cards by rates, fees, rewards, and find the best match

Calculate savings from transferring your balance to a 0% interest card

See how long it takes to pay off debt with minimum payments only

Plan your debt-free date with a customized payoff strategy

Combine multiple credit card debts into one manageable payment

Calculate your credit utilization ratio and its impact on your credit score

Understand how credit cards and debt management affect your credit score

Calculate the real value of your credit card rewards and points

Calculate your annual cashback earnings from credit card spending

Calculate if your credit card's annual fee is worth it

Understand and maximize your credit card's interest-free period

Calculate the true cost of credit card cash advances and ATM withdrawals

Calculate the true cost of using your credit card overseas

Estimate your likely credit limit and understand what affects it

Assess interest, fees, and long-term costs of Buy Now Pay Later usage.

Simulate impact of credit actions on your credit score. Uses Australian scoring models and guides for 2026.

Project your superannuation balance at retirement based on your current savings and contributions.

See how much tax you can save by sacrificing salary into superannuation.

Check your eligibility for the government super co-contribution scheme and see how much you could receive.

Find out when you can access your superannuation based on your date of birth.

Estimate how much income your super will provide in retirement and how long it will last.

Calculate how much your super fees cost you over time and see the true impact on your retirement savings.

Calculate your employer's Super Guarantee contributions and check you're being paid the correct amount.

Calculate how much you could save by consolidating multiple super accounts into one.

Calculate the tax on your superannuation contributions, earnings, and withdrawals at every stage.

Project retirement savings shortfalls based on current and expected contributions.

Compare super funds side-by-side by fees, returns, and features to find the best fund for you.

Model how deeming rate changes (2025–26) affect Age Pension via income test; compare scenarios, single vs couple, asset thresholds.

Calculate the costs of setting up and running a Self-Managed Super Fund and whether it makes financial sense for you.

Plan a gradual transition to retirement by accessing your super while still working part-time.

Compare the cost and benefits of holding life, TPD, and income protection insurance inside vs outside your super fund.

Estimate how much you can withdraw from super, when you can access it, and the tax implications.

Assess effects/taxes of various concessional/non-concessional super contributions under 2026 rules.

Calculate how your savings grow with compound interest over time. See the power of compounding on your investments.

Calculate your term deposit returns and compare rates to find the best deal for your savings.

Compare current Australian term deposit rates across major banks and credit unions. See which provider offers the best return for your savings term and amount.

Calculate how much you need to save each month to reach your financial goal by your target date.

Calculate how much passive income you can generate from dividend-paying shares and ETFs.

Compare dollar cost averaging vs lump sum investing. See which strategy works best based on market conditions.

Calculate your HECS-HELP repayment amount based on your income and see when your student debt will be paid off.

Calculate how much you need in your emergency fund based on your expenses, income stability, and personal situation.

See how inflation erodes your purchasing power over time and calculate the real value of your money in the future.

Calculate expected returns from ETF investments including dividends, capital growth, and the impact of management fees.

Calculate your total net worth by listing all assets and liabilities. Track your financial progress over time.

Automate the tracking and visualization of your net worth from your assets and liabilities. See detailed breakdowns and how your net worth changes over time.

Calculate your Australian income tax for 2024-25 and 2025-26. See your tax bracket, Medicare levy, and take-home pay.

Estimate your Australian tax refund or tax bill. Enter your income, deductions, and offsets to see what to expect at tax time.

Calculate your Australian capital gains tax on shares, property, and crypto. See how the 50% CGT discount and other concessions apply.

Calculate the tax benefits of negative gearing on your investment property. See how rental losses reduce your taxable income.

Calculates your new estimated tax cut for 2026–27 based on updated income bands, rates, and Budget 2025/26 legislation.

Calculate the correct PAYG tax withholding for your salary or wages. Check if your employer is deducting the right amount of tax.

Calculate your Medicare levy and Medicare Levy Surcharge. See if you qualify for a reduction or exemption, and whether you need private health insurance.

Calculate capital gains tax on cryptocurrency trades with FIFO, LIFO or specific identification methods for Australia.

Calculate the Fringe Benefits Tax on salary packaging, company cars, and other employee benefits. See the grossed-up value and FBT payable.

Find tax deductions you might be missing based on your occupation and situation. AI-powered personalised deduction checklist for Australian taxpayers.

Calculate GST on any amount — add or remove 10% GST instantly. Perfect for invoicing, BAS preparation, and pricing decisions.

Calculate repayments on Australian business loans including term loans, lines of credit, and equipment finance. Compare secured vs unsecured rates.

Calculate your business break-even point — how much revenue you need to cover all costs. Essential for pricing, planning, and new venture viability.

Calculate invoice totals with GST, early payment discounts, and late payment interest. Manage payment terms and outstanding invoices.

Calculate repayments for equipment finance, chattel mortgage, and hire purchase. Compare leasing vs buying for tax and cash flow impact.

Get AI-powered advice on the best business structure for your situation — sole trader, partnership, company, or trust. Compare tax, liability, and setup costs.

Helps digital asset platforms assess if they must obtain an Australian Financial Services Licence under the expanded AFSL regime starting 2026.

Project your business cash flow over time. See when cash runs low, plan for seasonal dips, and ensure you can cover expenses and loan repayments.

Calculate the rental yield and return on investment for commercial property. Compare net yield, cap rate, and cash-on-cash return.

Simulate cash flow issues under payment delays or increased expenses for Australian businesses.

Calculate how much life insurance cover you need based on your income, debts, dependants, and financial goals. Get a personalised cover recommendation.

Calculate the right level of income protection insurance. See how much cover you need, waiting periods, benefit periods, and estimated premiums.

Calculate Total & Permanent Disability insurance needs. See how much TPD cover protects you if you can never work again due to illness or injury.

Estimate the right level of home and contents insurance cover. Calculate your building replacement cost and contents value to avoid being underinsured.

Estimate car insurance costs and compare comprehensive, third-party, and CTP. Find the right cover type based on your car's value.

Compare private health insurance options and find the right cover level. See if hospital cover saves you money vs the Medicare Levy Surcharge.

Calculate how much trauma (critical illness) insurance you need. Get a lump sum on diagnosis of cancer, heart attack, stroke, and other critical conditions.

Calculate landlord insurance cover for your investment property. Protect against tenant damage, lost rent, liability, and natural disasters.

Estimate pet insurance costs and calculate if it's worth it. Compare accident, illness, and comprehensive cover for dogs and cats.

Estimate travel insurance costs for domestic and international trips. Compare cover levels for medical, cancellation, luggage, and adventure activities.

Estimate professional indemnity insurance costs for Australian professionals. Protect against claims of negligence, errors, and bad advice.

Calculate funeral insurance costs vs self-insuring. Compare funeral bonds, insurance policies, and savings plans to cover end-of-life expenses.

Estimate business insurance costs including public liability, product liability, and business interruption. Find the right cover package for your business.

Calculate gross and net rental yield on any Australian investment property. Compare yields across suburbs, factor in expenses, and see if your property stacks up.

Compare stamp duty costs across all Australian states and territories side by side. See how much you'd save buying the same property in a different state.

Calculate your maximum auction bid including stamp duty, conveyancing, and inspection costs. Know your true budget before the hammer falls.

Calculate how much rent you can afford based on your income, expenses, and the 30% rule. Find out if your dream suburb is within budget.

Calculate land tax for investment properties across all Australian states. Includes surcharge for foreign owners and tax-free thresholds.

Calculate all the costs involved in settling a property purchase in Australia. Covers stamp duty, conveyancing, inspections, and hidden fees.

Estimate property depreciation deductions for your investment property. Covers both capital works (Division 43) and plant & equipment (Division 40).

Assess whether a property development project is financially viable. Calculate total development costs, expected profit, and return on investment.

Calculate the return on investment from property renovations. See which upgrades add the most value and which are money pits.

Find suburbs that match your budget and lifestyle. AI-powered analysis of affordability, growth potential, and liveability across Australian cities.

Calculate whether buying property through your self-managed super fund (SMSF) makes financial sense. Covers LRBA, contributions, and compliance costs.

Calculate the return on investment from building a granny flat. See construction costs, rental income, and how long until it pays for itself.

Allocate your income according to the popular 50/30/20 rule: 50% Needs, 30% Wants, 20% Savings. Track and optimise your monthly finances easily.

Track progress towards multiple savings goals with timelines and targets.

Estimate how long your emergency fund will last given your monthly expenses.

Comprehensive digital budget planner for Australians — real-time bank feeds, automation, tax insights, expense tracking, goal setting.

Interactive budget planner that visualises cash flow, projects savings milestones and automates emergency fund targets for Australian consumers.

Australian-focused budgeting app with automation, forecasting, open banking integration, and multi-category analysis for expense management.

Collection of free calculators, budget templates, and money tools from MyBudget for Australians. Offers tailored budget plans, personal loan calculators, and spending analyzers to help manage money, pay off debt, and achieve savings goals.

Hybrid budgeting and financial planning calculator for Australian property investors; combines income, expense, home loan, and investment tracking.

Estimate your Child Care Subsidy (CCS) entitlements and out-of-pocket costs for Australian families

Estimate Parental Leave Pay days and total amount after tax based on due/birth date, work history, income test and partner sharing options.

Estimate FTB Part A and Part B based on family income, number/ages of children, relationship status and shared care percentage.

Calculates crypto gains, trading fees, and optimises for tax compliance for the 2026 Australian financial year.

Calculates return on investment for various cryptocurrencies over different timeframes, accounting for lump sum and DCA strategies as well as after-tax CGT impacts.

Estimates potential staking yields for proof-of-stake networks like Ethereum or Solana based on APY fluctuations.

Find and estimate government schemes, grants, and rebates individuals/families may be eligible for in 2026.

Estimates age pension adjustments due to indexation and deeming rate changes for 2026. Helps retirees understand pension impacts.

Analyse usage and suggest cheaper plans based on historical bills for Australian households.

Interactive calendar showing compliance tasks and due dates for Australian businesses and individuals for the 2025-26 financial year.

Projects superannuation growth, Age Pension eligibility, and investment returns year by year for Australians planning financial independence or early retirement.