13 calculators · updated weekly · independent

Insurance.

Compare and calculate insurance costs for every aspect of your life. From life insurance and income protection to car, home, pet, and business insurance — find the right cover at the right price.

Open Life Insurance Calculator →All 13 tools Ask AI Assistant →

Live · 10 May 2026

RBA 4.35%

RBA Cash Rate

4.35%

▲ 0.25 wk

ASX 200

8,247.5

+0.82%

AUD/USD

0.6612

+0.34%

Inflation (Q1 26)

2.7%

▼ 0.2

All13

Sort:Most-used

Life Insurance Calculator

Calculate how much life insurance cover you need based on your income, debts, dependants, and financial goals. Get a personalised cover recommendation.

most-used

Income Protection Calculator

Calculate the right level of income protection insurance. See how much cover you need, waiting periods, benefit periods, and estimated premiums.

TPD Insurance Calculator

Calculate Total & Permanent Disability insurance needs. See how much TPD cover protects you if you can never work again due to illness or injury.

Home & Contents Insurance Calculator

Estimate the right level of home and contents insurance cover. Calculate your building replacement cost and contents value to avoid being underinsured.

Car Insurance Estimator

Estimate car insurance costs and compare comprehensive, third-party, and CTP. Find the right cover type based on your car's value.

Health Insurance Comparison Tool

Compare private health insurance options and find the right cover level. See if hospital cover saves you money vs the Medicare Levy Surcharge.

Live data

Trauma / Critical Illness Calculator

Calculate how much trauma (critical illness) insurance you need. Get a lump sum on diagnosis of cancer, heart attack, stroke, and other critical conditions.

Live data

Landlord Insurance Calculator

Calculate landlord insurance cover for your investment property. Protect against tenant damage, lost rent, liability, and natural disasters.

Pet Insurance Calculator

Estimate pet insurance costs and calculate if it's worth it. Compare accident, illness, and comprehensive cover for dogs and cats.

Live data

Travel Insurance Calculator

Estimate travel insurance costs for domestic and international trips. Compare cover levels for medical, cancellation, luggage, and adventure activities.

Professional Indemnity Insurance Calculator

Estimate professional indemnity insurance costs for Australian professionals. Protect against claims of negligence, errors, and bad advice.

Live data

Funeral Insurance Calculator

Calculate funeral insurance costs vs self-insuring. Compare funeral bonds, insurance policies, and savings plans to cover end-of-life expenses.

Live data

Business Insurance Calculator

Estimate business insurance costs including public liability, product liability, and business interruption. Find the right cover package for your business.

Live data

§ FAQ

Questions Australians actually ask the AI.

Drawn from real conversations with the Insurance Assistant. Click any to open it in chat.

How does insurance work in Australia?

Our insurance calculators apply the same formulas, brackets and buffers that banks and the ATO use internally. We update assumptions weekly from RBA, APRA and ATO releases. Run the math →

Are the numbers reliable?

Yes—every calculation is auditable. We show the working and source live data from 47 lenders, the RBA cash rate and ATO 2026 brackets. They're estimates, not advice. Run the math →

Do I need to sign up?

No. There are no signups, no upsells, and no data leaves your browser. We earn nothing from any bank or product. The math is the product. Run the math →

What can the AI assistant do?

Ask questions in plain English. The assistant runs the calculators live, cites the formulas, and explains the result in your situation—linking back to the underlying tools. Run the math →