The Finance Algorithm

Govt Support Finder

Find and estimate government schemes, grants, and rebates individuals/families may be eligible for in 2026.

Updated October 2026Built and checked by MaverickHow it's calculatedReport an error

Your numbers

Updates as you type
35

Enter your current age (16 or older)

Australian citizens/permanent residents are eligible for most support.

1

Number of dependent children or family members.

Many support programs depend on your work status.

$
$55k

Estimate your total pre-tax income for 2026.

Tick the ones that apply. Programs that depend on them, like rent assistance or the Child Care Subsidy, only show when you tick them.

The button asks our AI to explain these figures in words.

Government support finder

Total potential support

$4,900

annual ballpark

Strong matches

1

high confidence

Other matches

0

medium confidence

Total programs

1

likely eligible

Estimated annual value by program

Rough dollar estimates: confirmed amounts depend on the actual application.

$4,900Family Tax Benefit Part A

Where your support comes from

Mix across families, education, income support, and household categories.

Family Support100.0%
Eligible programs
Family Tax Benefit Part A
Family Support: 1 dependant, income within FTB-A taper
$4,900/yr
high match
~$4,900 of potential annual support
Across 1 likely-eligible program, you may be in line for 1 strong match and 0 medium matches. Top item: Family Tax Benefit Part A (~$4,900/yr). Dollar figures are rough: apply to Services Australia for confirmed amounts. Tick the areas you need help with, such as childcare, housing or study, to see the programs that depend on them.

How it works

Working out which government payments and concessions you might get is harder than it should be. Answer a few questions about your age, income, family and housing, and this points you to the ones that may fit, from childcare and study to health, housing and energy bills. Check the details with Services Australia or your state before you count on anything.

  1. 1Enter your age, residency, dependants, work status and income.
  2. 2Tick the areas you need help with. Rent and first-home help, childcare, study, business and Indigenous programs only show when you tick their area, because the form can't tell otherwise.
  3. 3Read the list: each program says why it may fit you, with a rough yearly value.
  4. 4Check each one with Services Australia or your state before you count on it.

The figures today

The full Age Pension is $1,237.70 a fortnight for a single, and JobSeeker Payment is $824.90 for a single with no children. The income and assets tests can reduce both.

Every Centrelink payment rate

Worked examples

Family with young children

Single parent, 32, 2 kids, employed part-time, $50k income, looking for childcare and rent assistance.

Your age
32
Number of dependants
2
Employment status
Employed
Annual income (before tax)
$50,000
Areas you need support with
Childcare, Housing, Family Support

Likely eligible for Family Tax Benefit Parts A and B, the Child Care Subsidy and, while renting, Rent Assistance.

Mature-age job seeker

55-year-old permanent resident, no dependants, recently unemployed, $0 income, support needed for job-seeking and basic expenses.

Your age
55
Number of dependants
0
Employment status
Unemployed
Annual income (before tax)
$0

Likely eligible for JobSeeker Payment and a Low Income Health Care Card. Ticking the areas they need help with would show programs such as rent assistance.

Questions people ask

Does this tool guarantee I will receive support?
No. Results are estimates only. Eligibility and approval depend on official criteria and up-to-date application details.
Which government sites are these results from?
Mainly Services Australia, StudyAssist, Service NSW, and official federal & state funding sources.
Who should use this tool?
Anyone interested in understanding available government benefits for their household in 2026. Includes support for families, individuals, students, pensioners, carers, and job seekers.
How do I apply for a listed benefit?
Federal payments are claimed through Services Australia, and energy concessions through your state. This tool doesn't apply for you; Services Australia's Payment and Service Finder, linked under Sources, takes you to each claim.
Why don't rent assistance or the Child Care Subsidy show up?
They depend on things the form doesn't ask, like whether you rent or have children in approved care. Tick Housing or Childcare and they show if the rest of your answers fit. The same goes for study, business, family and Indigenous programs.
Will my information be stored?
No personal data is saved by The Finance Algorithm. All calculations are private to your session.

The terms, in plain English

Centrelink
Australian Government social security and welfare payments agency.
Means Test
Assessment of your income and assets to determine eligibility for payments.
Rebate
A partial refund to help cover personal or family expenses (e.g., energy, rent).
Family Tax Benefit
A payment for eligible families to help with the cost of raising children.

Official sources

Child Care Subsidy Calculator

Estimate your eligible childcare support for 2026.

Income Tax Calculator

Learn about taxable vs nontaxable government payments.