Live · as of 3 days agoRBA Cash Rate4.35%Held · Aug 26AUD/USD0.7062+0.22%ASX 2009,227.8+0.90% dayFixed 3yr (avg)6.39%low-6% rangeVariable (avg)6.88%owner-occ P&IMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$91,590+1.1% wk10yr Gov Bond4.90%▼ off highsInflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held · Aug 26AUD/USD0.7062+0.22%ASX 2009,227.8+0.90% dayFixed 3yr (avg)6.39%low-6% rangeVariable (avg)6.88%owner-occ P&IMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$91,590+1.1% wk10yr Gov Bond4.90%▼ off highsInflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high
§ Tool · tier 1 · independent
Car Insurance Estimator.
Estimate car insurance costs and compare comprehensive, third-party, and CTP. Find the right cover type based on your car's value.
CalculatorFree, no signupOn-deviceupd August 2026
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Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.
Car insurance costs keep climbing in Australia — premiums rose another 5.8% nationally in 2025, on top of a much sharper jump the year before, as repair costs, parts prices, and claim sizes keep outpacing inflation. Understanding your options — comprehensive, third-party fire & theft, or third-party property only — can save you hundreds while maintaining appropriate protection.
§ Worked examples
Real-world scenarios
New SUV, Family Car
2-year-old Toyota RAV4 worth $42,000. Driver: 38, clean history.
Recommended: comprehensive. Estimated premium: $1,200-$1,600/year. At $42,000 car value, a single accident could cost more than 5 years of premiums.