The Finance Algorithm
§ Tool · tier 1 · independent

Wedding Loan Planner.

Plan your dream wedding budget and calculate affordable loan repayments

CalculatorFree, no signupOn-deviceupd May 2026
Inputs
Your numbers
$
$30k

Estimated total cost of your wedding

$
$10k

How much you've already saved for the wedding

$
$5k

Contributions from parents or family

12

How long until your wedding date

%
10%

Personal loan rate you expect to get

3

How long after the wedding to repay the loan

Math updates live as you change inputs · AI runs on submit

Awaiting inputs

Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.

Planning your dream wedding but worried about costs? This calculator helps you figure out how much you need to borrow, what repayments will look like, and whether a wedding loan makes sense for your situation.

§ Worked examples

Real-world scenarios

Modest Wedding in Melbourne

Sophie and James want a $25,000 wedding. They have $8,000 saved and parents contributing $7,000.

Inputs

budget:25,000savings:8,000family:7,000

They need a $10,000 loan. At 9%, repaying over 2 years costs $454/month - manageable on two incomes.

Dream Destination Wedding

Amit and Priya are planning a $60,000 destination wedding with $20,000 saved.

Inputs

budget:60,000savings:20,000family:0

A $40,000 loan at 10% over 5 years costs $850/month. Consider scaling back or extending timeline to save more first.

§ FAQ

Questions Australians ask

§ Glossary

Plain-English definitions

Wedding Loan
A personal loan specifically used to finance wedding expenses. No different from a regular personal loan.
Vendor Payment Plan
Installment payments offered by wedding vendors, often interest-free if paid before the wedding.
Wedding Insurance
Coverage for cancelled or disrupted weddings. Important when you've borrowed money for deposits.