The Finance Algorithm
§ Tool · tier 1 · independent

Rental Yield Calculator.

Calculate gross and net rental yield on any Australian investment property. Compare yields across suburbs, factor in expenses, and see if your property stacks up.

CalculatorFree, no signupOn-deviceupd May 2026
Inputs
Your numbers
$
$750k

Total purchase price of the property

$
$550

Weekly rental income (or expected rent)

$
$8k

Council rates, strata, insurance, maintenance

$
$35k

Stamp duty, conveyancing, inspections

2

Aussie average ~3-4 weeks. Tight markets <2

%
7%

Typical 6-9% in capitals, more in regional

Math updates live as you change inputs · AI runs on submit

Awaiting inputs

Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.

Rental yield is the single most important metric for property investors — it tells you how much income a property generates relative to its cost. Gross yield is a quick comparison tool, but net yield (after all expenses) reveals the true return. Australian capital city yields typically range from 2.5% to 5%, while regional areas can reach 6-8%. Understanding yield helps you compare properties, suburbs, and even cities on an apples-to-apples basis — regardless of purchase price.

§ Worked examples

Real-world scenarios

Inner-City Apartment

2-bed apartment, $650,000, renting at $580/week with $12,000/year expenses.

Gross yield: 4.64%. Net yield (after expenses): 2.80%. After vacancy (2 weeks): 2.62%. This is a capital-growth play — the yield alone won't cover costs.

Regional House

3-bed house in regional town, $380,000, renting at $420/week with $6,000 expenses.

Gross yield: 5.75%. Net yield: 4.18%. After vacancy (2 weeks): 3.96%. Strong yield — but verify tenant demand and capital growth prospects.

§ FAQ

Questions Australians ask

§ Glossary

Plain-English definitions

Gross Rental Yield
Annual rental income divided by the property purchase price, expressed as a percentage. Does not account for expenses.
Net Rental Yield
Annual rental income minus all expenses, divided by total acquisition cost. The true return on investment.
Vacancy Rate
The percentage of time a rental property sits empty between tenants. National average is around 2-3%.