Super Gap Analysis Tool
CalculatorProject retirement savings shortfalls based on current and expected contributions.
Free to useNo data storedAI insightsUpdated: March 2026
Understand if your current super balance and contributions are enough for your desired retirement income. This tool estimates any gaps and suggests planning tips.
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Real-World Examples
Early Starter
A 30-year-old with a decent super balance who plans to contribute more aggressively to close the gap.
Inputs:
currentAge:30retirementAge:67currentBalance:50,000annualContributions:10,000expectedReturn:7desiredRetirementIncome:60,000
Increasing annual contributions by 50% helped reduce the projected gap significantly.
Late Planner
A 55-year-old with a low super balance and limited years to contribute, needing to plan carefully.
Inputs:
currentAge:55retirementAge:67currentBalance:10,000annualContributions:8,000expectedReturn:6desiredRetirementIncome:60,000
Starting late requires higher contributions and cautious investment choices.
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Disclaimer: This tool provides estimates and is not a substitute for professional financial advice.
Last updated: March 2026