The Finance Algorithm
§ Tool · tier 2 · independent

Crypto Capital Gains Calculator.

Calculate capital gains tax on cryptocurrency trades with FIFO, LIFO or specific identification methods for Australia.

Live dataFree, no signupOn-deviceupd August 2026
Inputs
Your numbers
$
$50k

Total AUD value of all crypto sold during the year.

$
$30k

What you paid for the crypto you sold (incl. fees).

Assets held 12+ months qualify for the 50% CGT discount

Only applies if held 12+ months

%
30%
$
$0

Past unused capital losses you can apply.

Math updates live as you change inputs · AI runs on submit

Awaiting inputs

Move the sliders or type your numbers in — the math updates live as you go. Click Get AI verdict when you want a written analysis.

Cryptocurrency trades are subject to capital gains tax in Australia, and the method you choose (FIFO, LIFO, or Specific ID) significantly impacts your tax owed. This calculator helps you accurately estimate your CGT liability for the selected financial year using your real trade history.

§ Worked examples

Real-world scenarios

Frequent Trader (FIFO vs LIFO)

A user with 50+ trades compares FIFO to LIFO for the year to see which results in lower CGT.

Inputs

tradeList:...truncated csv...calculationMethod:FIFOfinancialYear:2026–27applyCgtDiscount:truemarginalTaxRate:37

FIFO often results in different gains compared to LIFO or specific identification, especially in volatile markets.

§ Glossary

Plain-English definitions

FIFO
First-In-First-Out: The oldest assets sold are disposed first for CGT purposes.
LIFO
Last-In-First-Out: The most recently acquired assets are sold/disposed of first for CGT.