AtelierWealth Budget and Property Investor Planner.
Hybrid budgeting and financial planning calculator for Australian property investors; combines income, expense, home loan, and investment tracking.
Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.
The AtelierWealth Budget and Property Investor Planner is a comprehensive budgeting and investment planning tool designed for Australian property investors. It combines income and expense tracking, loan analysis, and investment goal setting to give users a holistic view of their finances. Whether you're a seasoned investor or just starting out, this calculator helps you optimise cash flow, monitor expenses, and set investment targets. By integrating both personal and property-related finances, it enables smart decision-making, supports tax planning, and helps you grow your wealth strategically. Use this tool to identify improvement areas, prepare for your next purchase, and stay on top of changing costs in 2026 and beyond.
Real-world scenarios
Expanding investor with two properties
John owns two investment properties and wants to buy a third. By tracking income, expenses, and loan exposure, the tool shows his cash flow position and readiness for another purchase.
Inputs
He sees he has sufficient surplus for deposit savings and can project when he'll be ready for the next deal.
First-time investor aligns lifestyle with investment goals
Priya, new to property investment, uses the tool to balance her household spending with her plan to buy an investment unit in Sydney.
Inputs
By analysing her surplus and tweaking expenses, she creates a clear savings timeline for her first purchase.