§ Tool · tier 1 · independent
Electric Vehicle (EV) Loan Calculator.
Calculate EV financing with incentives, charging costs, and long-term savings
CalculatorFree, no signupOn-deviceLiveupd May 2026
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Your numbers
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Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.
Electric vehicles have higher upfront costs but much lower running costs. This calculator compares the total cost of EV ownership including incentives, charging, and savings versus petrol.
§ Worked examples
Real-world scenarios
Tesla Model 3 vs Camry
Model 3 at $58,000 vs Camry at $40,000. 15,000km/year, electricity $0.30/kWh, petrol $1.90/L.
Inputs
evPrice:58,000petrolPrice:40,000kms:15,000
Annual fuel: EV $720 vs Petrol $2,280. Save $1,560/year on fuel. Over 5 years, EV costs just $4,200 more despite $18,000 higher price.
§ FAQ
Questions Australians ask
§ GlossarykWh/100km EV efficiency rating - how much electricity used per 100km. Like L/100km for petrol. FBT Exemption EVs under the luxury limit are exempt from Fringe Benefits Tax for novated lease. DC Fast Charging Public chargers that can charge an EV to 80% in 20-40 minutes.