The Finance Algorithm
§ Tool · tier 1 · independent

Staking Rewards Calculator.

Estimates potential staking yields for proof-of-stake networks like Ethereum or Solana based on APY fluctuations.

CalculatorFree, no signupOn-deviceupd April 2026
Inputs
Your numbers

Select the PoS network you want to estimate staking rewards for.

$
$7k

Enter the total value of tokens you are staking (in AUD)

12

How many months you plan to stake for

%
4.5%

Annual Percentage Yield (APY) for staking (estimate from your provider)

Tick if rewards are automatically compounded (added to principal)

%
1%

How much you expect APY to change during the period (optional)

Math updates live as you change inputs · AI runs on submit

Awaiting inputs

Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.

The Staking Rewards Calculator helps Australians estimate their expected crypto staking yields from proof-of-stake networks like Ethereum and Solana. Just select your network and input expected APY, staking amount, and the length of time you'll participate. For many networks, APY is not fixed and can vary. Compounding options are provided for both simple projections and more advanced users. Always check with your exchange/platform for accurate, up-to-date APY data. For tax and withdrawal eligibility, consult your provider or ATO rules.

§ Worked examples

Real-world scenarios

Simple ETH staking with compounding

User stakes 2 ETH for 12 months at 4.5% APY, with compounding enabled. ETH price: $3,500 AUD.

Inputs

network:EthereumamountStaked:7,000stakingToken:ETHstakingDuration:12estimatedAPY:4.5compounding:trueapyFluctuation:0.5

Expected yield after 12 months: ~$322 (4.60%). Total balance: $7,322. If APY drops by 0.5%, yield reduces to ~$262. Rewards taxable as ordinary income.

Solana staking without compounding, APY falls

User stakes 1,200 SOL (worth $100,000 AUD) for 6 months at 6.5% APY (non-compounding), but APY drops 1.2%.

Inputs

network:SolanaamountStaked:100,000stakingToken:SOLstakingDuration:6estimatedAPY:6.5compounding:falseapyFluctuation:1.2

Expected 6mo yield (if APY holds): $3,250. Actual, with APY drop: $2,470. Always check fluctuation scenarios and allow for downtime or validator costs.

§ FAQ

Questions Australians ask

§ Glossary

Plain-English definitions

Proof-of-Stake (PoS)
A blockchain consensus mechanism where validators are chosen to create blocks and confirm transactions based on the amount of cryptocurrency they hold and are willing to stake as collateral.
APY (Annual Percentage Yield)
The real rate of return earned on an investment, taking into account the effect of compounding interest.
Compounding
When rewards generated from staking are automatically added to the principal, generating additional earnings over time.
Validator
A participant in a PoS network who locks up tokens to help maintain network security and earns staking rewards.
Slashing
A penalty mechanism on PoS networks to discourage dishonest or irresponsible behavior by removing some or all staked tokens.
Lock-up Period
The minimum time your tokens must remain staked before you can withdraw or transfer them.