Super Consolidation Checker.
Calculate how much you could save by consolidating multiple super accounts into one.
Move the sliders or type in the form on the left — the math updates live as you go. Click Get AI verdict when you want a written analysis.
Millions of Australians have multiple super accounts, often without realising it. Every time you start a new job, a new super account may be created — and each one charges its own set of admin fees, investment fees, and insurance premiums. By consolidating into a single account, you could save thousands in unnecessary fees and boost your retirement savings significantly.
Real-world scenarios
The Job Hopper
Tom has 4 super accounts from different jobs with a total of $85,000. He's paying $312/year in admin fees and $160/month in insurance across all accounts.
By consolidating into one fund, Tom saves ~$234/year in admin fees and ~$120/month in duplicate insurance. Over 30 years with compounding, this saves approximately $180,000 in retirement savings.
The Lost Super Finder
Amy thought she had 2 accounts but found a third with $8,000 through myGov.
Amy's lost account was paying $78/year in fees with no insurance benefit. Rolling it into her main account immediately stopped the fee drain and added $8,000 to her working balance.