Compare your MySuper product's fees and 10-year return with the top quarter of all 50 MySuper products, on APRA's 2026 data.
Updated October 2026Built and checked by MaverickHow it's calculatedReport an error
Potential uplift
$118,004
over 32 years
Current fund @67
$2,546,746
0.69% fees, 8.3% net
Top fund @67
$2,664,750
0.72% fees, 8.5% net
Fee gap
-0.03%
annual fee difference
Both lines assume the same income & SG, but different fees and returns. Over a whole career, the fee gap adds up to a lot.
The gap between bars is what fee + return choices cost (or earn) you over a working life.
Choosing the right superannuation fund can mean tens of thousands of dollars difference at retirement. Every employer's default super product is a MySuper product, and APRA publishes the same figures for all 50 of them each year: the return a member with $50,000 earned after fees and taxes, and the total fees on that balance. This tool puts your product against the top quarter of them and projects both to age 67 with your balance and your employer's contributions. The AI can then talk through insurance, features and what matters to you, which APRA's figures do not cover.
Across 50 MySuper products, the typical return over the ten years to 30 June 2026 was 8.0% a year after fees and tax, and the typical fee on a $50,000 balance was $408 a year, from APRA's data.
Lisa has $120k in a retail fund charging 1.2% in fees. She's comparing to an industry fund charging 0.6%.
Over 25 years, the 0.6% fee difference could mean $95,000 more in Lisa's super at retirement: a small fee gap, compounding over time.
Ryan wants an ESG-focused fund but worries about lower returns.
APRA's figures put each ethical product's ten-year return after fees beside every other MySuper product's, and show how it did against its own benchmark, so Ryan can check the trade-off instead of assuming one.