Car Depreciation Calculator
CalculatorEstimate how much your car will be worth over time
Free to useNo data storedAI insightsUpdated: February 2026
Cars lose value over time - it's the biggest hidden cost of car ownership. This calculator estimates your car's future value based on typical depreciation patterns for different vehicle types.
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Real-World Examples
New SUV Depreciation
$50,000 new SUV projecting 5 years at 15,000km/year.
Inputs:
price:50,000type:SUVyears:5
Year 1: $42,500 (-15%). Year 3: $32,500 (-35%). Year 5: $25,000 (-50%). Total depreciation: $25,000 over 5 years.
Used Car Value Retention
$30,000 for a 3-year-old medium car, projecting 3 more years.
Inputs:
price:30,000type:Medium Carage:3years:3
Year 1: $27,000 (-10%). Year 3: $22,500 (-25%). Much slower depreciation as the steep early drop already occurred.
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Disclaimer: This calculator provides estimates only and should not be relied upon for financial decisions. Interest rates, fees, and policies change frequently. Always verify information with lenders directly. This is general information, not personal financial advice. Consider seeking advice from a licensed mortgage broker or financial advisor.
Last updated: February 2026