The Finance Algorithm

Bronze Corporate Assured Hospital Plus

A Bronze Plus hospital policy from nib.

  • Sold as GU Health Insurance.
  • Corporate policy, sold through employers and associations.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement nib files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$79.99a month

Single, NT, $750 excess, before the rebate.

Medicare levy surcharge
Exempts you
Excess options
None, $250, $500, $750
Ambulance
Emergency only, call-out fees included, no limit
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

nib's page for this policy

Against every other Bronze hospital policy in NSW & ACT

Single cover, each policy at its cheapest excess, corporate and restricted policies included.

  1. Bronze76 policies$134.1224th cheapest of 76
    $121.79$173.55
This policyEvery other Bronze policy

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

Single premium in each state

NT$130
QLD$200
WA$161
SA$195
NSW$185
ACT$185
VIC$201
TAS$198
CheaperDearer

To the nearest dollar, a month before the rebate. The tables below have every price to the cent.

What a higher excess saves

Single cover in NSW & ACT, a month. The excess is what you pay towards a hospital stay before the policy pays.

  1. No excess
    $184.56
  2. $250 excess$14.17 less than no excess
    $170.39
  3. $500 excess$42.90 less than no excess
    $141.66
  4. $750 excess$50.44 less than no excess
    $134.12

22 of 38 clinical categories covered in full, 3 restricted

Restricted means the policy pays only the minimum, about what a public hospital charges, so a private hospital stay can leave a large bill. Not covered means the policy pays nothing for that treatment in hospital.

  • Covered in full22
  • Restricted3
  • Not covered13

Covered 22

  • Blood
  • Bone, joint and muscle
  • Brain and nervous system
  • Breast surgery (medically necessary)
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Dental surgery
  • Diabetes management (excluding insulin pumps)
  • Digestive system
  • Ear, nose and throat
  • Eye (not cataracts)
  • Gastrointestinal endoscopy
  • Gynaecology
  • Hernia and appendix
  • Joint reconstructions
  • Kidney and bladder
  • Lung and chest
  • Male reproductive system
  • Miscarriage and termination of pregnancy
  • Pain management
  • Podiatric surgery (provided by a registered podiatric surgeon)
  • Skin
  • Tonsils, adenoids and grommets

Restricted 3

  • Hospital psychiatric services
  • Palliative care
  • Rehabilitation

Not covered 13

  • Assisted reproductive services
  • Back, neck and spine
  • Cataracts
  • Dialysis for chronic kidney failure
  • Heart and vascular system
  • Implantation of hearing devices
  • Insulin pumps
  • Joint replacements
  • Pain management with device
  • Plastic and reconstructive surgery (medically necessary)
  • Pregnancy and birth
  • Sleep studies
  • Weight loss surgery

Waiting periods

Pre-existing conditions
12 months
Psychiatric, rehabilitation and palliative care
2 months
All other hospital treatment
2 months

Excess and other costs

Excess options: none, $250, $500, $750, paid when you are admitted. No excess for dependants.

Offers the age-based discount for people who join between 18 and 29.

From the insurer: This product covers In-Hospital Carer Benefit under the patient's policy at 100% of the cost up to $400 per person per calendar year. Please refer to your Policy Booklet for further information.

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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.