The Finance Algorithm
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FOTON Financial Services

Every product FOTON Financial Services publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 3 Nov 2026.

  • Australian credit licence 483211, held by Allied Retail Finance Pty Ltd; credit licence since 21 July 2016. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

2 products in 2 categories

  1. Personal loans1
  2. Business loans1

Published by FOTON Financial Services under the Consumer Data Right, last changed by them on 3 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.