The Finance Algorithm
PayPal

PayPal Pay in 4

PayPal Pay in 4 is an interest-free buy now, pay later product that allows customers to split eligible purchases under $2,000 into four fortnightly instalments, with no sign-up or late fees.

Buy now, pay laterBank updated 15 July 2021
Apply at PayPal Australia ↗Product page ↗Terms ↗
At a glance
No headline figures published.
§ 03 — Features
Instalment plans42 interest-free days
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian Residents Only
  • · Available to individuals
§ 05 — Compare
All buy now, pay later →Other PayPal Australia buy now, pay laterEverything PayPal Australia publishes
§ 06 — Run the numbers

Put this product through a calculator

BNPL impact

What instalment plans do to a budget and credit file.

Published by PayPal Australia under the Consumer Data Right, last changed by them on 15 July 2021. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.