The Finance Algorithm
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American Express® Corporate Purchasing Card

Corporate Charge Card for consolidating business spend in one statement, providing visibility and securing spend through customised controls.

Credit cardsLender updated 8 July 2026

At a glance

Pricing
Rates on application
Annual fee
$60
Foreign transaction fee
3.50%
Corporate Purchasing Card

Fees

11 fees published, grouped by when they're charged.

While you hold it6

  • Annual Fee (1-9 employees)

    $60 per employee card annually

    $60 a year
  • Annual Fee (10-19 employees)

    $45 per employee card annually

    $45 a year
  • Annual Fee (100-249 employees)

    $30 per employee card annually

    $30 a year
  • Annual Fee (20-99 employees)

    $33 per employee card annually

    $33 a year
  • Annual Fee (250-499 employees)

    $24 per employee card annually

    $24 a year
  • Annual Fee (500+ employees)

    $14 per employee card annually

    $14 a year

When you make a transaction2

  • Over The Counter Fee

    $3 Payable if you pay your Card Account in person at Australia Post by EFTPOS.

    $3
  • Currency Conversion Fee

    3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars.

    3.50% of transaction

When particular things happen3

  • Additional Statement Fee

    Payable if a Card Member requests an additional posted monthly paper statement. Card Members may access statements free of charge through your online Account.

    $10
  • Dishonour Fee

    $6 for each dishonour or debit rejection.

    $6
  • Late Payment Fee

    Three percent (3%) or $30, whichever is greater, will be charged on any overdue amount.

    3.00% of balance

Features

Digital bankingFraud protection
  • Up to 51 days to pay for purchases.

Eligibility and limits

  • Available to businesses
  • Employees over 18 years of age that are Australian citizens or permanent residents can apply for a Corporate Card under the Corporate Card program.
  • Minimum 2 years in business.
  • Business must be GST registered.
  • Applications are assessed based on the information provided and are subject to credit approval.

Published by American Express under the Consumer Data Right, last changed by them on 8 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.