At a glance
- Pricing
- Rates on application
- Purchase rate
- 13.95%
- Cash advance
- 13.95%
- Interest-free days
- 44
- Foreign transaction fee
- 3.65%
Rates
Every rate BankVic publishes for this credit card, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance6 month introductory rate for 8.99% for Non | - | - | - | 13.95% | - | - |
| Introductory6 month introductory rate for 8.99% for Non | - | 6 mo intro | - | 4.96% | - | - |
| Purchase6 month introductory rate for 8.99% for Non | - | - | - | 13.95% | - | - |
Fees
7 fees published, grouped by when they're charged.
When you take it out2
- EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE$175
- EMERGENCY_OVERSEAS_CASH_FEE$175
When you make a transaction1
- INTERNATIONAL_TRANSACTION_CURRENCY_CONVERSION_FEE
International transaction currency conversion fee
3.65% of transaction
When particular things happen4
- CARD_REPLACEMENT_FEE
There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal.
$10 - DISPUTED_CARD_TRANSACTION_FEE
Disputed transactions - fee not charged if found to be merchant error
$25 - LATE_PAYMENT_FEE$15
- SILVER_CREDIT_CARD_ANNUAL_FEENo fee
Features
PayIDFraud protectionBalance transfers44 interest-free daysApple PayGoogle PayFitBit PayGarmin PaySamsung Pay
- Minimum repayments : 2.5% of the statement closing balance outstanding, or $20; whichever is greater. If the closing balance is less than $20, it must be paid in full.
Eligibility and limits
- Minimum age 18
- Amount $1,000 to $10,000
- BankVic member
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Published by BankVic under the Consumer Data Right, last changed by them on 21 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.