The Finance Algorithm
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Qantas Credit Card

For Police Association of Victoria, Australian Federal Police Association, Northern Territory Police Association, Victorian Ambulance Union and United Firefighters Union members

Credit cardsRates on applicationBank updated 13 Aug 2026
Apply at BankVic ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Pricing
Rates on application
Purchase rate
18.95%
Cash advance
18.95%
Interest-free days
55
Foreign transaction fee
2.00%
Rewards
Earn Qantas Frequent Flyer Points - Earn 1 Qantas point for every $2 you spend

Rates

Every rate BankVic publishes for this credit card, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Cash advance6 month introductory rate---18.95%--
Introductory6 month introductory rate-6 mo intro-9.96%--
Purchase6 month introductory rate---18.95%--

Fees

7 fees published, grouped by when they're charged.

When you take it out1

  • QANTAS_EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE
    No fee

When you make a transaction1

  • CURRENCY_CONVERSION_FEE
    2.00% of transaction

When particular things happen5

  • CARD_REPLACEMENT_FEE

    There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal.

    $10
  • DISPUTED_CARD_TRANSACTION_FEE

    Disputed transactions - fee not charged if found to be merchant error

    $25
  • LATE_PAYMENT_FEE_-_QANTAS_CREDIT_CARD
    $9
  • QANTAS_EMERGENCY_CASH_FEE
    No fee
  • TPAV_ANNUAL_CREDIT_CARD_FEE
    No fee

Features

PayIDFraud protection55 interest-free daysApple PayGoogle PayFitbit PayGarmin PaySamsung PayEarn Qantas Frequent Flyer Points - Earn 1 Qantas point for every $2 you spendComplimentary International Travel Insurance**
  • Minimum repayments : 2.5% of the statement closing balance outstanding, or $20; whichever is greater. If the closing balance is less than $20, it must be paid in full.

Eligibility and limits

  • Minimum age 18
  • Amount $5,000 to $20,000
  • BankVic member
  • Exclusive for Police Association of Victoria members

Published by BankVic under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.