BankVic
Qantas Credit Card
For Police Association of Victoria, Australian Federal Police Association, Northern Territory Police Association, Victorian Ambulance Union and United Firefighters Union members
At a glance
- Pricing
- Rates on application
- Purchase rate
- 18.95%
- Cash advance
- 18.95%
- Interest-free days
- 55
- Foreign transaction fee
- 2.00%
- Rewards
- Earn Qantas Frequent Flyer Points - Earn 1 Qantas point for every $2 you spend
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance6 month introductory rate | — | — | — | 18.95% | — | — |
| Introductory6 month introductory rate | — | 6 mo intro | — | 9.96% | — | — |
| Purchase6 month introductory rate | — | — | — | 18.95% | — | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| CARD_REPLACEMENT_FEE | Event | $10 | — | There is a $10 replacement fee for members ordering a replacement card except if it is a faulty card, the card has worn out prematurely or the member is going on holidays at the time of renewal. |
| DISPUTED_CARD_TRANSACTION_FEE | Event | $25 | — | Disputed transactions - fee not charged if found to be merchant error |
| LATE_PAYMENT_FEE_-_QANTAS_CREDIT_CARD | Event | $9 | — | — |
| QANTAS_EMERGENCY_CASH_FEE | Event | No fee | — | — |
| TPAV_ANNUAL_CREDIT_CARD_FEE | Event | No fee | — | — |
| CURRENCY_CONVERSION_FEE | Transaction | 2.00% of transaction | — | — |
| QANTAS_EMERGENCY_OVERSEAS_CARD_REPLACEMENT_FEE | Upfront | No fee | — | — |
§ 03 — Features
PayIDFraud protection55 interest-free daysApple PayGoogle PayFitbit PayGarmin PaySamsung PayEarn Qantas Frequent Flyer Points - Earn 1 Qantas point for every $2 you spendComplimentary International Travel Insurance**
- · Minimum repayments : 2.5% of the statement closing balance outstanding, or $20; whichever is greater. If the closing balance is less than $20, it must be paid in full.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $5,000 to $20,000
- · BankVic member
- · Exclusive for Police Association of Victoria members
§ 06 — Run the numbers
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Published by BankVic under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.