The Finance Algorithm
CommBank

Corporate charge card

Ideal for large organisations with significant expenses. You can set spending limits and access expense reports to monitor spending and forecast costs.

Credit cardsRates on applicationBank updated 23 Sept 2026
At a glance
Pricing
Rates on application
Purchase rate
17.99%
Cash advance
17.99%
Annual fee
null
Foreign transaction fee
1.25%
Corporate Charge Card
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Cash advanceP&I17.99%
PurchaseP&I17.99%
§ 02 — Fees · 12
FeeTypeAmountWhenNotes
Any other Commonwealth Bank Network cash advance chargeCash advance$1.25Charge applies to cash advances by way of funds transfer through NetBank, Phone bank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 132221 Transfer Cash, NetBank Transfer Home L…
Commonwealth Bank ATM cash advance chargeCash advance$1.25Charge applies to cash advances at Commonwealth Bank ATMs.
Commonwealth Bank over-the-counter cash advance chargeCash advance1.25% of transactionCharge applies to cash advances at Commonwealth Bank Branches. $2.50 or 1.25% whichever is greater.
Non-Commonwealth Bank ATM cash advance chargeCash advance1.25% of transactionCharge applies to cash advances through a terminal of other financial institutions in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. $1.50 or…
Non-Commonwealth Bank over-the-counter cash advance chargeCash advance1.25% of transactionFee applies to cash advance transactions made at other financial institutions within Australia. $3.00 or 1.25% whichever is greater.
Overseas terminal or bank cash advance chargeCash advance1.25% of transaction$4.00 or 1.25% whichever is greater.
Emergency issue/ lost/ replacement card feeEvent$20When you need an emergency replacement card delivered to you and may be charged on card replacement.
Non-Commonwealth Bank ATM balance enquiry feeEvent$1.25Charged on our processing of each request. Fee applies to balance enquiries at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam.
Annual Fee per cardPeriodic$24 to $40Every 1 yrStandard fees are 1-49 cards = $40.00 per card; 50-499 cards = $32.00 per card; 500+ cards = $24.00 per card.
Cash equivalent items or cash substitutes cash advance chargePurchase$1.25Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions and traveller's cheques.
International Transaction FeeTransaction2.50% of transactionApplies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian Dollar equivalents. The fee includes the fee MasterCard impose on…
Establishment feeUpfront$300Payable on: 1. Account holder accepting the Bank's offer 2. Bank approving the account holder's request for credit limit increase.
§ 03 — Features
Digital bankingApple PayCommBank Tap and PayFitbit PayGarmin PayGoogle PaySamsung PayTransit Accident InsuranceUnauthorised Transaction Insurance
  • · Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.

Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.