CommBank
Corporate Interest Free Days card
Designed for medium to large businesses wanting to maximise cash flow with interest free days on purchases, monitor employee expenses, set transaction limits and access expense reports in order to track, analyse and forecast expenses.
Credit cardsBank updated 23 Sept 2026
At a glance
- Purchase rate
- 17.57%
- Cash advance
- 17.57%
- Interest-free days
- 55
- Annual fee
- null
- Foreign transaction fee
- 2.50%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | P&I | — | — | 17.57% | — | — |
| Purchase | P&I | — | — | 17.57% | — | — |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Emergency issue/ lost/ replacement card fee | Event | $20 | — | When you need an emergency replacement card delivered to you and may be charged on card replacement. |
| Late Payment fee | Event | $20 | — | Charged if the minimum payment on Credit Cards is not received by the due date. |
| Non-Commonwealth Bank ATM balance enquiry fee | Event | $1.25 | — | Charged on our processing of each request. Fee applies to balance enquiries at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. |
| Overlimit Fee | Event | $10 | — | Charged when we first allow you to exceed your credit limit in a statement period. |
| Annual Fee per card | Periodic | $24 to $40 | Every 1 yr | Standard fees are 1-49 cards = $40.00 per card; 50-499 cards = $32.00 per card; 500+ cards = $24.00 per card. |
| Cash equivalent items or cash substitutes cash advance charge | Purchase | $1.25 | — | Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions and traveller's cheques. |
| International Transaction Fee | Transaction | 2.50% of transaction | — | Applies anytime cash advances, purchases or permitted transactions are converted by MasterCard from foreign currencies to Australian Dollars equivalents. The fee includes the fee MasterCard impose on… |
| Establishment fee | Upfront | $300 | — | Payable on: 1. Account holder accepting the Bank's offer 2. Bank approving the account holder's request for credit limit increase. |
| Any other Commonwealth Bank Network cash advance charge | Withdrawal | $1.25 | — | Charge applies to cash advances by way of funds transfer through NetBank, Phone bank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 132221 Transfer Cash, NetBank Transfer Home L… |
| Commonwealth Bank ATM cash advance charge | Withdrawal | $1.25 | — | Charge applies to cash advances at Commonwealth Bank ATMs. |
| Commonwealth Bank over-the-counter cash advance charge | Withdrawal | $2.50 | — | Charge applies to cash advances at Commonwealth Bank Branches. |
| Non-Commonwealth Bank ATM cash advance charge | Withdrawal | $1.50 | — | Charge applies to cash advances through a terminal of other financial institutions in Australia, at ASB Bank in New Zealand. |
| Non-Commonwealth Bank over-the-counter cash advance charge | Withdrawal | $3 | — | Fee applies to cash advance transactions made at other financial institutions within Australia. |
| Overseas terminal or bank cash advance charge | Withdrawal | $4 | — | — |
§ 03 — Features
Digital banking55 interest-free days10000 additional cardsApple PayCommBank Tap and PayFitbit PayGarmin PayGoogle PaySamsung PayTransit Accident InsuranceUnauthorised Transaction Insurance
§ 04 — Eligibility & limits
- · Available to businesses
- · Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
§ 06 — Run the numbers
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.