CommBank
Interest-free Low Fee credit card
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Credit cardsBank updated 23 Sept 2026
At a glance
- Purchase rate
- 0.00%
- Foreign transaction fee
- 0.00%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Purchase | — | — | — | 0.00% | — | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Late payment fee | Late payment | No fee | 1 days after due | Late payment fees are not charged. |
| Monthly fee | Periodic | $10 | Every 1 mo | Monthly fee of $10. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthl… If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee of $10 for tha… |
| International transaction fee | Transaction | 0.00% of transaction | — | Pay no international transaction fees for purchases you make overseas or online. |
§ 03 — Features
Digital bankingFraud protectionApple PayCommBank Tap and PayGarmin PayGoogle PaySamsung Pay
- · Use instore and online at millions of locations, everywhere Mastercard is accepted. A Mastercard allows you to pay for things using your card, smartphone or wearable. You may receive access to other…
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $400 to $1,500
- · Applications for Interest-free Low fee credit card are subject to CBA's lending policy for new Low Cost Credit Contracts.
§ 06 — Run the numbers
Put this product through a calculator
Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.