Interest-free Low Fee credit card
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
At a glance
- Purchase rate
- 0.00%
- Foreign transaction fee
- 0.00%

Rates
The one rate CommBank publishes for this credit card.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Purchase | - | - | - | 0.00% | - | - |
Fees
3 fees published, grouped by when they're charged.
While you hold it1
- Monthly fee
Monthly fee of $10. If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthl… If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee of $10 for tha…
$10 a month
When you make a transaction1
- International transaction fee
Pay no international transaction fees for purchases you make overseas or online.
0.00% of transaction
If a payment is late or fails1
- Late payment fee
Late payment fees are not charged.
No fee
Features
- Use instore and online at millions of locations, everywhere Mastercard is accepted. A Mastercard allows you to pay for things using your card, smartphone or wearable. You may receive access to other…
Eligibility and limits
- Minimum age 18
- Residency: AU
- Available to individuals
- Amount $400 to $1,500
- Applications for Interest-free Low fee credit card are subject to CBA's lending policy for new Low Cost Credit Contracts.
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.