CommBankCommBank Qantas Business Rewards Credit Card
Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands
At a glance
- Pricing
- Rates on application
- Purchase rate
- 19.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Annual fee
- $0
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Business Rewards
Rates
Every rate CommBank publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Cash advance | - | - | - | 21.99% | - | - |
| Purchase | - | - | - | 19.99% | - | - |
Fees
8 fees published, grouped by when they're charged.
While you hold it2
- Annual Facility Fee
Annual fee per facility
No fee - Annual Fee per card
Annual Fee per card
Varies a year
When you make a transaction3
- Cash equivalent items or cash substitutes cash advance charge
Greater of $3 or 3%
$3 - Cash equivalent items or cash substitutes cash advance charge
Greater of $3 or 3%
3.00% of transaction - International transaction fee (Transactions in Australian dollars but with an overseas connection)
When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processin…
3.00% of transaction
If a payment is late or fails1
- Late Payment Fee
When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date.
$20 1 days after it's due
When particular things happen2
- Overlimit Fee
When we first allow you to go over your credit limit in a statement period.
No fee - Emergency Card Replacement$20
Features
- Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
- Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.
Eligibility and limits
- Minimum age 18
- Residency: NZ
- Available to businesses
- Amount $5,000 to $100,000
- Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
- Need to be a member of the Qantas Business Rewards Program
- Applications for credit cards are subject to credit approval.
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Published by CommBank under the Consumer Data Right, last changed by them on 29 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.