Defence Bank LimitedDefence Bank Foundation Credit Card
A Visa credit card that gives back. Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.
At a glance
- Foreign transaction fee
- 3.00%
Rates
Every rate Defence Bank Limited publishes for this credit card, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Floating | P&I | - | - | 8.99% | - | Ongoing rate 6 month introductory period. |
| Introductory | P&I | - | - | 3.99% | - | 6 month introductory rate. |
Fees
15 fees published, grouped by when they're charged.
While you hold it1
- Annual Fee
Half of the annual fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.
$45
When you make a transaction10
- Bank@Post Cash Advances.
Cash advance fee when cash advance is as a Bank@Post transaction
$6.10 - BPay
BPAY transaction.
$4.10 - Cash Advances except Bank@Post.
Cash advance fee (includes withdrawals, electronic transfers).
$4.10 - Cheque Dishonour Bank@Post
For each cheque deposited through the Bank@Post system and subsequently dishonoured.
$14.47 - Foreign Currency Conversion Fee,
Fee is charged as a percentage of value of transaction.
3.00% of transaction - Transfer Fees
Transfer between accounts within Defence Bank.
$4.10 - Transfer Fees
Electronic Transfer requested online.
$5.10 - Transfer Fees
Electronic Transfer requested at a branch.
$6.10 - Outbound Foreign Currency International Telegraphic Transfer.
When requested via online banking or the mobile app.
$20 - Outbound Foreign Currency International Telegraphic Transfer.
When requested at a branch.
$30
When particular things happen4
- Emergency Overseas Visa Cash Advance Fee.
Emergency Overseas Visa Cash Advance Fee.
$175 - Emergency overseas Visa replacement card
Emergency Overseas Visa Replacement Card Fee.
$175 - Late Payment Fee.
Fee charged when the payment is received after the due date
$20 - Notice of Demand
enforcement notice
$20
Features
- Same low rate for purchases and cash advances.
- Lock & Block
- Annual donation to charity
- Select your own Pin
- Bank@Post
- Minimum repayment
Eligibility and limits
None published.
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Published by Defence Bank under the Consumer Data Right, last changed by them on 16 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.