Greater Bank
Business Visa Credit Card
Credit card for small business
Credit cardsBank updated 10 Sept 2026
At a glance
- Purchase rate
- 6.96%
- Cash advance
- 6.96%
- Interest-free days
- 55
- Annual fee
- $49
- Foreign transaction fee
- 3.00%
- Balance transfer
- 6.96%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transferBase rate disclosed. Margins will be applied. | P&I | — | — | 6.96% | — | — |
| Cash advanceBase rate disclosed. Margins will be applied. | P&I | — | — | 6.96% | — | — |
| PurchaseBase rate disclosed. Margins will be applied. | P&I | — | — | 6.96% | — | — |
§ 02 — Fees · 34
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Foreign currency deposit fee | Deposit | $5 | — | — |
| Information fee - Per Page | Enquiry | $1 | — | Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you… |
| Information fee | Enquiry | $20 | — | $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan… |
| Administration fee | Event | $350 | — | Payable when we consent to any subdivision, lease, discharge, partial discharge, change of name, release of Security provider, changing a policy of lenders mortgage insurance, creation of subsequent… |
| Default notice fee | Event | $50 | — | Payable when we send you a notice informing you of a default under your contract. |
| Disputed transaction fee | Event | $10 | — | Payable per item and charged when a copy of a disputed transaction is requested. |
| Law stationers fee | Event | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable for costs and disbursements we pay to our Law Stationers for providing information on a security or acting for us in connection… |
| Mercantile agents fee | Event | Varies | — | Fee amount will be variable, calculated if and when applicable. The amount payable when you are in default and we send a mercantile agent to discuss this with you. |
| Missed payment fee | Event | $20 | — | Charged on the last day of the second consecutive statement period, in which the minimum repayment is not made and thereafter on the last day of each statement period that the minimum repayment is no… |
| Replacement card fee | Event | $7 | — | For each replacement card issued in Australia. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months. |
| Replacement card fee | Event | $100 | — | For any replacement card issued overseas. Payable for each replacement card issued within the expiry period, if a replacement card has been previously requested in the preceding 12 months |
| Discharge administration fee | Exit | $300 | — | Where secured by Land Title: Payable immediately before you pay out the Contract where there is a Security registered at any Land Titles Registration Office. Where secured by Goods Security Agreement… |
| Annual fee | Periodic | $49 | Every 1 yr | Charged to your account on the last day of the month in which the primary card is activated and thereafter annually on anniversary date. |
| Card fee | Periodic | $20 | Every 1 yr | Payable per card provided and charged to your account on the last day of the month in which each card is created and thereafter annually on card creation anniversary date. |
| Foreign currency conversion fee | Purchase | 3.00% of transaction | — | 3.00% of the value of the transaction in AUD debited to your account when you make a transaction in a foreign currency or in AUD when you are outside of Australia; or in Australia where the merchant… |
| SMS alert fee | Transaction | $0.20 | — | Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions. |
| Establishment fee | Upfront | $300 | — | Payable when you ask us to establish a Credit Limit or when you request an increase in the Credit Limit. *Excludes Valuation and Solicitor Costs. Valuation fees are required to be paid upfront. |
| Guarantee fee | Upfront | $200 | — | Payable for each guarantee provided. |
| Legal fee | Upfront | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable for any costs and disbursements we have to pay to a Solicitor or conveyancer for acting for us in relation to the Contract, Set… |
| Registration fee | Upfront | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable for costs we have to pay to a government body to register any documents in relation to a security. |
| Stamp duty | Upfront | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable when a liability arises to pay duty to the relevant government body in relation to the Contract, a Security, or any other dutia… |
| Title insurance premium | Upfront | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable for the amount we are charged by our insurer for any title and loan protection insurance policy that we require. |
| Valuation fee | Upfront | Varies | — | Fee amount will be variable, calculated if and when applicable. Payable when we request a valuation of an existing or proposed Security Property |
| Bank transfer fee | Withdrawal | $8 | — | Applicable when receiving an inward RTGS (Real time gross settlement) |
| Bulk coin purchase fee - External | Withdrawal | $8 | — | $8.00 per bag |
| Bulk coin purchase fee - In branch | Withdrawal | 2.00% of transaction | — | 2.00% of value (minimum $2.00) |
| Cash advance fee - Domestic | Withdrawal | 2.00% of transaction | — | If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $1.50, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash ad… |
| Cash advance fee - International | Withdrawal | 2.00% of transaction | — | If your account has a negative balance you will be charged 2.00% of the cash advance amount. The minimum fee is $4.00, the maximum fee is $20.00. If your account has a positive balance $0.00. Cash ad… |
| EasyPay notification fee - Letter | Withdrawal | $8 | — | — |
| EasyPay notification fee - SMS | Withdrawal | $0.20 | — | — |
| EFT transaction fee (RTGS) | Withdrawal | $20 | — | Applicable when you send an outward RTGS (Real time gross settlement) |
| Overseas ATM | Withdrawal | $5 | — | $5.00 plus Foreign Currency Conversion Fee |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) | Withdrawal | $50 | — | When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) | Withdrawal | $30 | — | When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. |
§ 03 — Features
Guarantor optionDigital bankingFraud protectionUnlimited transactionsBalance transfersRelationship manager55 interest-free days9 additional cardsGoogle PayApple Pay
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Residents only
- · Available to businesses
- · Amount $1,000 to $100,000
- · Must be identifiable in terms of legislative requirements. Lending criteria apply.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Greater Bank Limited under the Consumer Data Right, last changed by them on 10 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.