HSBC Virtual Card

Single and multi use virtual cards for corporate expenditure

Credit cardsRates on applicationBank updated 2 Dec 2025

Apply at HSBC Bank Australia Limited – Wholesale Banking ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Pricing: Rates on application
Interest-free days: 55
Foreign transaction fee: 3.00%

§ 01 — Rates · 1

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Penalty	P&I	—	—	15.75%	—	Purchases interest rate for purchases not paid off in full by payment due date

§ 02 — Fees · 4

Fee	Type	Amount	When	Notes
Disputed Item Charge	Event	$10	—	—
Disputed Transaction Charge	Event	$10	—	Per item disputed where the resultant investigation confirms liability for the transaction is with the cardholder
Late Payment Reminder Fee	Event	$30	—	—
Overseas Transaction Fee	Transaction	3.00% of transaction	—	Overseas Transaction Fee per foreign transaction

§ 03 — Features

Digital bankingUnlimited transactions55 interest-free daysComplimentary unauthorised transaction insurance

· Company Liability only

§ 04 — Eligibility & limits

· Available to businesses

§ 05 — Compare

All credit cards →Other HSBC Bank Australia Limited – Wholesale Banking credit cards Everything HSBC Bank Australia Limited – Wholesale Banking publishes

§ 06 — Run the numbers

Put this product through a calculator

Payoff calculator

Months and interest to clear a balance at a given rate.

Balance transfer

What a 0% transfer saves once the offer ends.

Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 2 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.