The Finance Algorithm
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HSBC Virtual Card

Single and multi use virtual cards for corporate expenditure

Credit cardsRates on applicationBank updated 2 Dec 2025
Apply at HSBC Bank Australia Limited – Wholesale Banking ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Pricing
Rates on application
Interest-free days
55
Foreign transaction fee
3.00%
HSBC virtual cards

Rates

The one rate HSBC publishes for this credit card.

TypeApplies toTermBandRateComparisonConditions
PenaltyP&I--15.75%-Purchases interest rate for purchases not paid off in full by payment due date

Fees

4 fees published, grouped by when they're charged.

When you make a transaction1

  • Overseas Transaction Fee

    Overseas Transaction Fee per foreign transaction

    3.00% of transaction

When particular things happen3

  • Disputed Item Charge
    $10
  • Disputed Transaction Charge

    Per item disputed where the resultant investigation confirms liability for the transaction is with the cardholder

    $10
  • Late Payment Reminder Fee
    $30

Features

Digital bankingUnlimited transactions55 interest-free daysComplimentary unauthorised transaction insurance
  • Company Liability only

Eligibility and limits

  • Available to businesses

Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 2 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.