The Finance Algorithm
QBANK logoQBANK

Bluey Visa Credit Card

Use your low rate Bluey VISA credit card for shopping, travelling overseas or even to consolidate other credit or store card debt.

Credit cardsBank updated 19 Oct 2026
Apply at QBANK ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Purchase rate
12.74%
Cash advance
12.74%
Interest-free days
55
Foreign transaction fee
3.65%
Balance transfer
0.00%

Rates

Every rate QBANK publishes for this credit card, 4 in all.

TypeApplies toTermBandRateComparisonConditions
Balance transfer---0.00%--
Cash advance---12.74%--
Introductory-1 yr intro-12.74%--
Purchase---12.74%--

Rate changes

3 changes logged, newest first.

DateRateWasNowChange
20 Oct 2026Cash advance12.49%12.74%up 0.25
20 Oct 2026Introductory, 1 yr intro12.49%12.74%up 0.25
20 Oct 2026Purchase12.49%12.74%up 0.25

Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.

Fees

21 fees published, grouped by when they're charged.

When you make a transaction10

  • ACCOUNT_AUDIT_CONFIRMATION
    $10
  • BANK@POST_WITHDRAWALS
    $2.50
  • CASH_ADVANCE_FEE
    $4
  • COPY_OF_VISA_TRANSACTION_VOUCHER
    $35
  • DEBIT_EXTERNAL_ACCOUNT_REJECTION_FEE
    $5
  • DIRECT_DEBIT_DISHONOURS/NON_PAYMENT
    $11.50
  • INTERNATIONAL_ATM_TRANSACTION
    $5
  • RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS)
    $35
  • VISA_CHARGEBACK_TRANSACTION
    $35
  • VISA_INTERNATIONAL_TRANSACTION_FEE

    International Transaction Fee transaction when converted to $AUD

    3.65% of transaction

When particular things happen11

  • ATM_DISPUTE_FEE
    $27.50
  • DIRECT_DEBIT_INVESTIGATION
    $40
  • EMERGENCY_VISA_CASH_OR_CARD_(OVERSEAS)

    $175.00 USD

    $175
  • LATE/MISSED_PAYMENT

    Charged when the required payment is not paid by the due date.

    $8
  • RECALL_OF_BPAY
    $12
  • RECALL_OF_EXTERNAL_TRANSFER

    Includes NPP and OSKO transactions to other financial institutions

    $40
  • REPLACEMENT_OF_CUE_&_VISA_CARD

    Under 18 y/o and renewal cards exempt

    $5
  • REPLACEMENT_VISA_WRISTBAND_(INCLUDING_CHIP)
    $15
  • STATEMENTS_/_VOUCHER_SEARCHES

    No charge for current transaction list.Reissue more than 6 months.$5 per page

    $5
  • TRACE_OF_BPAY
    $12
  • TRACE_OF_EXTERNAL_TRANSFER

    Includes NPP and OSKO transactions to other financial institutions

    $40

Features

Digital bankingBalance transfers55 interest-free daysApple PayGoogle Pay
  • 0% Balance Transfer Rate for 12 months.
  • No application fee
  • No annual fee

Eligibility and limits

  • Amount from $1,000, no maximum
  • You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as the…
  • All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Credit Card terms and conditions online or from any of our offices.

Published by QBANK under the Consumer Data Right, last changed by them on 19 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.