ZipZip Plus
Higher-limit everyday account with a Zip Visa Card and conditional interest-free balance treatment.
At a glance
No headline figures published.
Rates
The one rate Zip publishes for this credit card.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableFrom 1 April 2026, the standard variable rate is 13.70% p.a. when the end-of-month owing balance is more than $1,000. | P&I | - | - | 13.70% | - | No interest is charged if the end-of-month owing balance is $1,000 or less. |
Fees
3 fees published, grouped by when they're charged.
While you hold it1
- Monthly account fee
Charged if there is an owing balance at the end of the calendar month. No monthly fee if the account balance is $0.
$9.95 a month
If a payment is late or fails2
- Dishonour fee
A $5 dishonour fee applies if your repayment is rejected by your bank.
$5 - Late fee
Charged 7 days after the due date if the minimum monthly repayment is not made.
$15 7 days after it's due
Features
Eligibility and limits
- Minimum age 18
- Residency: AU
- Amount $2,000 to $20,000
- Have your own valid and verifiable email address.
- Have your own valid and verifiable mobile number.
- Approval subject to Zip’s credit assessment criteria.
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Published by Zip under the Consumer Data Right, last changed by them on 4 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.