Aussie Select Basic 1 Year Fixed (Investor)
A no-frills fixed rate home loan offering repayment certainty, with limited additional repayment options.
At a glance
- Max LVR
- 90%
Rates
Every rate Aussie Select publishes for this home loan, 8 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (IO) | Investment, Interest only | 1 yr fixed | ≤60% LVR, $100,000–$5,000,000 | 7.39% | 6.64% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (IO) | Investment, Interest only | 1 yr fixed | 60–70% LVR, $100,000–$5,000,000 | 7.39% | 6.64% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (IO) | Investment, Interest only | 1 yr fixed | 70–80% LVR, $100,000–$5,000,000 | 7.39% | 6.64% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (IO) | Investment, Interest only | 1 yr fixed | 80–90% LVR, $100,000–$5,000,000 | 7.59% | 6.79% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (PI) | Investment, P&I | 1 yr fixed | ≤60% LVR, $100,000–$5,000,000 | 7.19% | 6.62% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (PI) | Investment, P&I | 1 yr fixed | 60–70% LVR, $100,000–$5,000,000 | 7.19% | 6.62% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (PI) | Investment, P&I | 1 yr fixed | 70–80% LVR, $100,000–$5,000,000 | 7.19% | 6.62% | - |
| FixedInvestment Select - Basic 1 Year Fixed (Investment) (PI) | Investment, P&I | 1 yr fixed | 80–90% LVR, $100,000–$5,000,000 | 7.39% | 6.77% | - |
Fees
17 fees published, grouped by when they're charged.
If a payment is late or fails2
- Payment Dishonour Fee
Administration fee payable if a payment for the loan account is dishonoured.
$10 - Late Payment Fee
Payable on each interest debit date if the loan is in arrears or in default on that date by an amount equal to or greater than your monthly loan repayment or monthly payment.
$50
When particular things happen13
- Consent Fee
Payable for any consent related matter over the security property.
$300 - Document Handling Fee
Payable when requesting a copy of any document or when an original document is required to be produced.
$50 - Documentation Fee
The amount of all fees we have to pay for solicitors, conveyancers or any other person in connection with the preparation and settlement of your loan contract, and the security to the extent to which…
From $0 - Enforcement Costs
Reasonable costs (including internal costs and any legal costs and disbursements) arising from any default.
From $0 - Further Advance Application Fee
Payable when you request an increase to your existing Aussie Select home loan amount (a further advance) after the original loan has been settled.
$400 - Legal Fee
Legal fee payable to panel solicitor at settlement.
$330 - Rate Lock Fee
Payable if you elect to lock your reference interest rates on new Fixed Rate home loan and Fixed Rate Investment home loan applications for 90 days for a non-refundable fee, charged per fixed rate lo…
$750 - Settlement Cheque Fee
Payable if you require more than three cheques to fund or settle the loan.
$10 - Settlement Fee (Discharge)
Payable if you request a discharge of mortgage.
$535 - Special Attendance Fee
Payable if you require any special attendances (eg. consent to second mortgage, variation or substitution of security, switching your account between different product types such as converting a fixe…
$300 - Urgent Transfer Fee
Payable for requests to make an emergency transfer of funds from available redraw in the loan account.
$30 - Valuation Fee
The initial valuation is free. A fee of $300 applies for each additional security valuation and for any further valuations requested due to variations to the original application. If the loan is not…
$300 - Variation Fee
Payable per switch or per account when switching between loan types, switch between repayment types or change your loan term or split loans.
$100
When you close it or pay it off1
- Early Repayment Adjustment
Payable when you make additional repayments greater than 5% of the Credit Limit in any year of your fixed rate loan (including paying the loan off in full); or make full prepayment during fixed rate…
From $0
Other fees1
- Lenders Mortgage Insurance Premium
Lenders' Mortgage Insurance (LMI) may apply where there is an increased risk associated with a home loan. This is a one-off cost added to the total loan amount and it is designed to protect us. The L…
From $0
Features
- Additional repayments can be made up to 5% of the original fixed loan approved amount as at the start of the fixed rate term per year. Break costs may apply beyond 5%.
- 10-30 years (Subject to our approval)
- Ability to switch your loan or repayment type, for example switching from an Aussie Select Basic Variable Rate to an Aussie Select Basic Fixed Rate home loan or switch from Principal and Interest rep…
- Ability to substitute security property and keep existing loan. Fees and break costs may apply
- This loan can be used for the purposes of owner occupied property purchases, refinancing your existing home loan, personal needs (e.g. home renovations, consolidation of personal debt, personal inves…
Eligibility and limits
- Minimum age 18
- Residency: Applicable residency status
- Available to individuals
- Amount $100,000 to $5,000,000
- The loan must be supported by sufficient security, which includes an acceptable residential mortgage and, if applicable, a guarantor providing additional security.
- Applications for home loans are subject to the Bank's normal credit approval.
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Published by Aussie Select under the Consumer Data Right, last changed by them on 2 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.