Bank Australia
Clean Energy Investment Loan
Bank Australia's reduced rate home loan for green upgrades and property purchases.
Home loansBank updated 23 June 2026
At a glance
- Variable (investor P&I)
- 6.04%
- Max LVR
- 90%
- Annual fee
- $388
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableT&C's apply - see website for more detail | Investment · P&I | — | ≤90% LVR | 6.04% | 6.34% | — |
| Variable | Investment · P&I | — | ≤90% LVR | 6.14% | 6.38% | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| 1st Valuation Fee | Event | No fee | — | — |
| Construction Progress Inspection | Event | No fee | — | — |
| Mortgage Discharge Fee | Event | $275 | — | Payable when you discharge the mortgage. Statutory government registration fees will still apply. |
| Portability Fee- New Mortgage | Event | $500 | — | Payable when you request that a property securing a loan is replaced with a property that is a new security to Bank Australia. |
| Redraw fee | Event | No fee | — | — |
| Monthly Offset Account Fee | Periodic | No fee | Every 1 mo | — |
| Offset Home Loan Annual Fee | Periodic | $199 | Every 1 yr | Annual fee payable on all Offset Home Loans and Clean Energy Home Loans. The fee is debited to the loan annually on the anniversary date of funding and is non refundable. Only one annual fee applies… |
| Platinum Rewards Credit Card Annual Fee | Periodic | $189 | Every 1 yr | An annual fee charged on your credit card. This fee is waived for holders of an Offset or Clean Energy Home Loan. Each Offset or Clean Energy Loan is entitled to a wavier for the future Annual Fee for one eligible card account in the name of… |
| Establishment Fee | Upfront | No fee | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · Eco-Pause: Our Eco-Pause lets customers take a break from their mortgage repayments and redirect their money to eco upgrades such as solar panels, batteries and water tanks. With an eco-pause you can…
- · Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
- · Parental Pause: Welcoming a new family member to the family can place a pretty big strain on finances so we offer you the option of pausing your home loan repayments to give you some breathing space.…
- · Split loan between variable and fixed is available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $10,000 to no maximum
- · Eligibility for the Clean Energy loan reduced rate is subject to the Bank's Eligibility Criteria found in the Key Information. Conditions apply.
- · Applications for loans are subject to the Bank's lending criteria.
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank Australia under the Consumer Data Right, last changed by them on 23 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.