Bank Australia
Clean Energy Investment Fixed
Bank Australia's reduced rate home loan for green upgrades and property purchases.
Home loansBank updated 18 Sept 2026
At a glance
- Max LVR
- 90%
- Annual fee
- $388
- Features
- offset, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedT&C's apply - see website for more detail | Investment · P&I | 3 yrs fixed | ≤90% LVR | 6.64% | 6.54% | — |
| Fixed | Investment · P&I | 3 yrs fixed | ≤90% LVR | 6.74% | 6.57% | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| 1st Valuation Fee | Event | No fee | — | — |
| Break Fee | Event | $0 to $999,999.99 | — | You may be required to pay a break fee if you pay your fixed loan off in full, make an early repayment or make certain other changes to your loan during any fixed period. The fee is calculated at the… |
| Mortgage Discharge Fee | Event | $275 | — | Payable when you discharge the mortgage. Statutory government registration fees will still apply. |
| Portability Fee- New Mortgage | Event | $500 | — | Payable when you request that a property securing a loan is replaced with a property that is a new security to Bank Australia. |
| Rate Lock Fee | Other | 0.10% of balance | — | Payable when you choose to lock in the fixed rate at application. 0.10% of the total fixed loan amount for approved home loan applications (minimum fee $50). This applies to 1, 2, 3 and 5 year Fixed… |
| Monthly Offset Account Fee | Periodic | No fee | Every 1 mo | — |
| Offset Home Loan Annual Fee | Periodic | $199 | Every 1 yr | Annual fee payable on all Offset Home Loans and Clean Energy Home Loans. The fee is debited to the loan annually on the anniversary date of funding and is non refundable. Only one annual fee applies… |
| Platinum Rewards Credit Card Annual Fee | Periodic | $189 | Every 1 yr | An annual fee charged on your credit card. This fee is waived for holders of an Offset or Clean Energy Home Loan. Each Offset or Clean Energy Loan is entitled to a wavier for the future Annual Fee for one eligible card account in the name of… |
| Establishment Fee | Upfront | No fee | — | — |
§ 03 — Features
Offset accountExtra repaymentsDigital banking
- · Eco-Pause: Our Eco-Pause lets customers take a break from their mortgage repayments and redirect their money to eco upgrades such as solar panels, batteries and water tanks. With an eco-pause you can…
- · Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
- · Parental Pause: Welcoming a new family member to the family can place a pretty big strain on finances so we offer you the option of pausing your home loan repayments to give you some breathing space.…
- · Fixed rate lock; With our rate lock you can apply for a fixed interest rate on your home loan and lock in the rate while your home loan settles.
- · Split loan between variable and fixed is available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $10,000 to no maximum
- · Eligibility for the Clean Energy loan reduced rate is subject to the Bank's Eligibility Criteria found in the Key Information. Conditions apply.
- · Applications for loans are subject to the Bank's lending criteria.
§ 06 — Run the numbers
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Published by Bank Australia under the Consumer Data Right, last changed by them on 18 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.