Bank Australia
Bridging Loan
If you're waiting to sell property and you're buying or building another, that's where our Bridging Loan could help. It's available for up to 12 months for Owner Occupiers and Investors.
Home loansBank updated 3 July 2026
At a glance
- Variable (owner occ. P&I)
- 8.10% · 8.15% comparison
- Variable (investor P&I)
- 8.10%
- Max LVR
- 75%
- Features
- extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | ≤75% LVR | 8.10% | 8.15% | — |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bridging Loan Fee | Event | $595 | — | Payable for all mortgage secured loans to cover Bank Australia administration costs including preparing security documents. |
| Mortgage Discharge Fee | Event | $275 | — | Payable when you discharge the mortgage. Statutory government registration fees will still apply. |
| Portability Fee- New Mortgage | Event | $500 | — | Payable when you request that a property securing a loan is replaced with a property that is a new security to Bank Australia. |
| Redraw fee | Event | No fee | — | — |
| Monthly Fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Extra repaymentsDigital banking
- · Covers the amount owing on the existing property, the contracted price for the new property, plus any other purchase costs
- · No repayments required during the bridging period
- · Up to 12 month term
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $10,000 to no maximum
- · Applications for loans are subject to the Bank's lending criteria.
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank Australia under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.