Bank AustraliaBridging Loan
If you're waiting to sell property and you're buying or building another, that's where our Bridging Loan could help. It's available for up to 12 months for Owner Occupiers and Investors.
At a glance
- Variable (owner occ. P&I)
- 8.35%8.40% comparison
- Variable (investor P&I)
- 8.35%
- Max LVR
- 75%
- Features
- extra repayments
Rates
The one rate Bank Australia publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | ≤75% LVR | 8.35% | 8.40% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, P&I, ≤75% LVR | 8.10% | 8.35% | up 0.25 |
Each change is logged the night it appears in the rates Bank Australia publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
While you hold it1
- Monthly FeeNo fee
When particular things happen3
- Bridging Loan Fee
Payable for all mortgage secured loans to cover Bank Australia administration costs including preparing security documents.
$595 - Mortgage Discharge Fee
Payable when you discharge the mortgage. Statutory government registration fees will still apply.
$275 - Portability Fee- New Mortgage
Payable when you request that a property securing a loan is replaced with a property that is a new security to Bank Australia.
$500
Features
- Covers the amount owing on the existing property, the contracted price for the new property, plus any other purchase costs
- No repayments required during the bridging period
- Up to 12 month term
Eligibility and limits
- Minimum age 18
- Residency: AU
- Available to individuals
- Amount from $10,000, no maximum
- Maximum LVR 75%
- Applications for loans are subject to the Bank's lending criteria.
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Published by Bank Australia under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.