Bank First Production
Complete Home Loan Owner Occupied 4 year fixed LVR >90%
Complete Home Loan Owner Occupied 4 year fixed LVR >90%
Home loansBank updated 11 June 2026
At a glance
- Fixed
- 4 yrs 7.00%
- Max LVR
- 98%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · P&I | 4 yrs fixed | 90–98% LVR | 7.00% | 7.14% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Break Cost Fee | Event | $0 | — | Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a. |
| Discharge Of Mortgage Fee | Exit | $395 | — | $395.00 per Title. |
| Arrears Fee | Late payment | $20 | 7 days after due | Applies when a loan is 7 and 30 calendar days in arrears |
| Settlement Fee | Upfront | $595 | — | Costs associated with processing the documentation and settlement of the loan |
§ 03 — Features
RedrawExtra repaymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- · Amount $50,000 to no maximum
- · Maximum LVR 98%
- · Available to members only.
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.