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Complete Home Loan Owner Occupied Variable LVR <60%
Complete Home Loan Owner Occupied Variable LVR <60%
Home loansBank updated 11 June 2026
At a glance
- Variable (owner occ. P&I)
- 6.09% · 6.14% comparison
- Max LVR
- 98%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied · P&I | — | ≤60% LVR | 6.09% | 6.14% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Discharge Of Mortgage Fee | Exit | $395 | — | $395.00 per Title. |
| Arrears Fee | Late payment | $20 | 7 days after due | Applies when a loan is 7 and 30 calendar days in arrears |
| Settlement Fee | Upfront | $595 | — | Costs associated with processing the documentation and settlement of the loan |
§ 03 — Features
Offset accountRedrawExtra repaymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- · Maximum LVR 98%
- · Available to members only.
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.