Bank First ProductionPremier Package Home Loan Investment 5 year fixed IO LVR<80%
Premier Package Home Loan Investment 5 year fixed IO LVR<80%
At a glance
- Max LVR
- 91%
- Annual fee
- $390
- Features
- redraw, extra repayments
Rates
The one rate Bank First Production publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Investment, Interest only | 5 yrs fixed | ≤80% LVR | 7.24% | 7.26% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, Investment, Interest only, 5 yrs fixed, ≤80% LVR | 6.89% | 7.24% | up 0.35 |
Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
- When you take it out$595Settlement Fee
- While you hold it$390 a yearPremier Package Home Loan Fee
- When you close it or pay it off$395Discharge Of Mortgage Fee
When you take it out1
- Settlement Fee
Costs associated with processing the documentation and settlement of the loan
$595
While you hold it1
- Premier Package Home Loan Fee
$390 per annum
$390 a year
If a payment is late or fails1
- Arrears Fee
Applies when a loan is 7 and 30 calendar days in arrears
$20 7 days after it's due
When particular things happen1
- Break Cost Fee
Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a.
From $0
When you close it or pay it off1
- Discharge Of Mortgage Fee
$395.00 per Title.
$395
Features
- Split Loan: You can split your home loan into a variable and fixed option.
Eligibility and limits
- Minimum age 18
- Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- Amount from $50,000, no maximum
- Maximum LVR 91%
- Available to members only.
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Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.