Bank First ProductionPremier Package Home Loan Owner Occupied 4 year fixed LVR <80%
Premier Package Home Loan Owner Occupied 4 year fixed LVR <80%
At a glance
- Fixed
- 4 yrs 6.79%
- Max LVR
- 98%
- Annual fee
- $390
- Features
- redraw, extra repayments
Rates
The one rate Bank First Production publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied, P&I | 4 yrs fixed | ≤80% LVR | 6.79% | 6.95% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, Owner occupied, P&I, 4 yrs fixed, ≤80% LVR | 6.44% | 6.79% | up 0.35 |
Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
- When you take it out$595Settlement Fee
- While you hold it$390 a yearPremier Package Home Loan Fee
- When you close it or pay it off$395Discharge Of Mortgage Fee
When you take it out1
- Settlement Fee
Costs associated with processing the documentation and settlement of the loan
$595
While you hold it1
- Premier Package Home Loan Fee
$390 per annum
$390 a year
If a payment is late or fails1
- Arrears Fee
Applies when a loan is 7 and 30 calendar days in arrears
$20 7 days after it's due
When particular things happen1
- Break Cost Fee
Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a.
From $0
When you close it or pay it off1
- Discharge Of Mortgage Fee
$395.00 per Title.
$395
Features
- Split Loan: You can split your home loan into a variable and fixed option.
Eligibility and limits
- Minimum age 18
- Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- Amount from $50,000, no maximum
- Maximum LVR 98%
- Available to members only.
Compare it with others
Put this product through a calculator
Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.