Bank First ProductionComplete Home Loan Investment Variable IO LVR 80-90%
Complete Home Loan Investment Variable IO LVR 80-90%
At a glance
- Max LVR
- 91%
- Features
- offset, redraw, extra repayments
Rates
The one rate Bank First Production publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | 80–90% LVR | 7.49% | 7.40% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 17 Oct 2026 | Variable, Investment, Interest only, 80–90% LVR | 7.24% | 7.49% | up 0.25 |
Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
- When you take it out$595Settlement Fee
- While you hold itNo fee published
- When you close it or pay it off$395Discharge Of Mortgage Fee
When you take it out1
- Settlement Fee
Costs associated with processing the documentation and settlement of the loan
$595
If a payment is late or fails1
- Arrears Fee
Applies when a loan is 7 and 30 calendar days in arrears
$20 7 days after it's due
When you close it or pay it off1
- Discharge Of Mortgage Fee
$395.00 per Title.
$395
Features
Eligibility and limits
- Minimum age 18
- Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- Maximum LVR 91%
- Available to members only.
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Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.