The Finance Algorithm
Bank First Production

Complete Home Loan Investment Variable IO LVR 80-90%

Complete Home Loan Investment Variable IO LVR 80-90%

Home loansBank updated 11 June 2026
At a glance
Max LVR
91%
Features
offset, redraw, extra repayments
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableInvestment · Interest only80–90% LVR7.24%7.15%
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Discharge Of Mortgage FeeExit$395$395.00 per Title.
Arrears FeeLate payment$207 days after dueApplies when a loan is 7 and 30 calendar days in arrears
Settlement FeeUpfront$595Costs associated with processing the documentation and settlement of the loan
§ 03 — Features
Offset accountRedrawExtra repaymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
  • · Maximum LVR 91%
  • · Available to members only.

Published by Bank First under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.