Bank of usLINE OF CREDIT
FlexiLine is a line of credit facility (loan) secured by a residential mortage that provides great flexibility.
At a glance
- Max LVR
- 80%
- Annual fee
- $120
- Features
- redraw, extra repayments
Rates
The one rate Bank of us publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, Interest only | - | - | 9.11% | 9.24% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Variable, Owner occupied, Interest only | 8.86% | 9.11% | up 0.25 |
Each change is logged the night it appears in the rates Bank of us publishes. See how every lender answered the RBA on the rate tracker.
Fees
13 fees published, grouped by when they're charged.
- When you take it outUp to $3504 fees, each listed below
- While you hold it$10 a monthMONTHLY_SERVICE_FEE
- When you close it or pay it offNo fee published
When you take it out4
- LOAN_DOCUMENTATION_COSTS
Additional costs may apply including, but limited to, situations where there is more than one residential security property in differing ownership or States, or where guarantees/trusts/companies enti… Loan Documentation Costs
$325 - SECURITY_REVIEW_FEE
Being the amount of costs and disbursements we have to pay a valuer for a valuation of any security. Fee may be waived for owner-occupied and residential investment lending where the loan-to-valuatio… Security Review Fee
$275 - SETTLEMENT_FEE$350
- TITLE_SEARCH_FEE
Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost.
$38.20 to $191
While you hold it1
- MONTHLY_SERVICE_FEE
Payable on the same day, and in the same manner, as any repayment on your loan. This fee will be debited to your loan account on the last day of each month.
$10 a month
When particular things happen8
- CHEQUE_DISHONOUR_(INWARD)_FEE
Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour.
$12 - DISCHARGE_FEE
Payable when we agree to discharge any security.
$395 - DUPLICATE_STATEMENT_FEE
Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request.
$5 - EVIDENCE_RETRIEVAL_FEE
Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that t…
$20 - FURTHER_APPLICATION_FEE
Payable when you ask us to increase the amount of credit.
$300 - OVERLIMIT_FEE
Payable on any day that your loan account balance exceeds your amount of credit (maximum credit limit) at the close of business. This fee will be debited to your loan account on that same business da…
$20 - SPECIAL_ATTENDANCE_FEE
per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charge…
$300 - VARIATION_FEE
Payable when we agree to any request by you to vary the terms of your credit contract (including varying your interest rate or switching product types).
$300
Features
Eligibility and limits
- Minimum age 18
- Amount $20,000 to $2,500,000
- Maximum LVR 80%
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Published by Bank of us under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.