Bendigo BankBendigo Bridging Home Loan
A Bridging home loan offers you an easy way to purchase a new home before you sell your existing home.
At a glance
- Max LVR
- 80%
- Annual fee
- $120
- Features
- offset, extra repayments
Rates
Every rate Bendigo Bank publishes for this home loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment, Interest only | - | - | 10.54% | 10.68% | - |
| Variable | Owner occupied, Interest only | - | - | 10.54% | 10.68% | - |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Oct 2026 | Variable, Investment, Interest only | 10.29% | 10.54% | up 0.25 |
| 7 Oct 2026 | Variable, Owner occupied, Interest only | 10.29% | 10.54% | up 0.25 |
Each change is logged the night it appears in the rates Bendigo Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
19 fees published, grouped by when they're charged.
- When you take it outUp to $2507 fees, each listed below
- While you hold it$10 a monthMonthly Fee
- When you close it or pay it off$350Discharge Administration Fee
When you take it out7
- Application Fee
Incurred when you apply for a new loan, additional funds on your current loan or when changing your loan.
$150 - Building Loan Fee - Contract Builder$100
- Building Loan Fee - Owner Builder$200
- Documentation Fee
The cost of preparing the loan documents for your new loan or application. The amount varies based on the complexity of the loan application.
Varies - Guarantee Administration Fee$250
- Search Processing Fee
Payable for the bank to perform a title search or other searches relating to your application.
$50 - Settlement Fee
To process the settlement of your loan, additional funds on your current loan or when changing your loan.
$100
While you hold it1
- Monthly Fee$10 a month
When you make a transaction1
- Interest Prepayment Fee$85
When particular things happen9
- Agent Lodgement Fee
Payable for an agent of the bank to attend the settlement of your property or lodging the security interests attached to your loan
$125 - Bank Cheque Fee$10
- Default Fee$35
- Duplicate Fee$16.50
- Rate Variation Fee (to renegotiate Rate)$100
- Repayment Recalculation Fee$50
- Valuation Fee
The cost of having the security valued by a third party (this can vary depending upon the location and access available to the property).
Varies - Variation Fee - Complex$300
- Variation Fee - Simple$150
When you close it or pay it off1
- Discharge Administration Fee$350
Features
Eligibility and limits
- Minimum age 18
- Amount from $5,000, no maximum
- Maximum LVR 80%
- Credit and Lending Criteria, Fees and Charges Apply
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.