Bendigo Bank
Bendigo Bridging Home Loan
A Bridging home loan offers you an easy way to purchase a new home before you sell your existing home.
Home loansBank updated 16 Sept 2026
At a glance
- Max LVR
- 80%
- Annual fee
- $120
- Features
- offset, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Investment · Interest only | — | — | 10.29% | 10.43% | — |
| Variable | Owner occupied · Interest only | — | — | 10.29% | 10.43% | — |
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Agent Lodgement Fee | Event | $125 | — | Payable for an agent of the bank to attend the settlement of your property or lodging the security interests attached to your loan |
| Bank Cheque Fee | Event | $10 | — | — |
| Default Fee | Event | $35 | — | — |
| Duplicate Fee | Event | $16.50 | — | — |
| Rate Variation Fee (to renegotiate Rate) | Event | $100 | — | — |
| Repayment Recalculation Fee | Event | $50 | — | — |
| Valuation Fee | Event | Varies | — | The cost of having the security valued by a third party (this can vary depending upon the location and access available to the property). |
| Variation Fee - Complex | Event | $300 | — | — |
| Variation Fee - Simple | Event | $150 | — | — |
| Discharge Administration Fee | Exit | $350 | — | — |
| Interest Prepayment Fee | Payment | $85 | — | — |
| Monthly Fee | Periodic | $10 | Every 1 mo | — |
| Application Fee | Upfront | $150 | — | Incurred when you apply for a new loan, additional funds on your current loan or when changing your loan. |
| Building Loan Fee - Contract Builder | Upfront | $100 | — | — |
| Building Loan Fee - Owner Builder | Upfront | $200 | — | — |
| Documentation Fee | Upfront | Varies | — | The cost of preparing the loan documents for your new loan or application. The amount varies based on the complexity of the loan application. |
| Guarantee Administration Fee | Upfront | $250 | — | — |
| Search Processing Fee | Upfront | $50 | — | Payable for the bank to perform a title search or other searches relating to your application. |
| Settlement Fee | Upfront | $100 | — | To process the settlement of your loan, additional funds on your current loan or when changing your loan. |
§ 03 — Features
Offset accountExtra repayments
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $5,000 to no maximum
- · Maximum LVR 80%
- · Credit and Lending Criteria, Fees and Charges Apply
§ 06 — Run the numbers
Put this product through a calculator
Published by Bendigo Bank under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.