Cairns bank
CLASSIC HOME LOAN BRIDGING VARIABLE 60-80 LVR IO
CLASSIC HOME LOAN BRIDGING VARIABLE 60-80 LVR IO
Home loansBank updated 11 Aug 2026
At a glance
- No headline figures published.
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years. | Owner occupied · Interest only | — | — | 8.49% | 8.77% | — |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BANK_CHEQUE_FEE | Event | $12 | — | Payable for each cheque from a Bank (other than Cairns Bank) you request |
| CORPORATE_CHEQUE | Event | $10 | — | — |
| DISCHARGE_PREPARATION_FEE | Event | $60 | — | When the balance is repaid in full and a Form 3 is prepared |
| DISCHARGE_SETTLEMENT_FEE | Event | $100 | — | When required to attend at settlement |
| LOAN_SWITCHING_FEE | Event | $200 | — | When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payable) |
| SUBSEQUENT_DEALING_FEE | Event | $200 | — | When you apply for consent to a subsequent dealing with the mortgaged property |
| ACCOUNT_KEEPING_FEE | Periodic | $12 | — | — |
| ARREARS_FEE | Periodic | $25 | — | For loans in arrears two month or more |
| ESTABLISHMENT_FEE-LOAN_ESTABLISHMENT_FEE | Upfront | $200 | — | — |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AUSTRALIAN CITIZEN
- · Available to individuals
- · Amount $50,000 to $2,000,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Cairns bank under the Consumer Data Right, last changed by them on 11 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.