The Finance Algorithm

At a glance

Max LVR
70%
Features
redraw, extra repayments

Rates

The one rate Central West Credit Union Ltd publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableSecured by MortgageInvestment, Interest only--7.60%9.02%-

Fees

2 fees published, grouped by when they're charged.

  1. When you take it out$1,022MORTGAGE_LOAN_ESTABLISHMENT_FEE
  2. While you hold itNo fee published
  3. When you close it or pay it off$536MORTGAGE_DISCHARGE_FEE

When you take it out1

  • MORTGAGE_LOAN_ESTABLISHMENT_FEE

    On establishment of loan

    $1,022

When you close it or pay it off1

  • MORTGAGE_DISCHARGE_FEE

    Discharge fees are paid on discharge

    $536

Features

RedrawExtra repaymentsDigital banking
  • Maximum term 20 years

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Resident
  • Maximum LVR 70%
  • Minimum balance $10,000
  • Max LVR 80%

Published by Central West CUL under the Consumer Data Right, last changed by them on 15 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.