Central West Credit Union LtdMortgage Smart Home Loan - Interest Only
Interest Only - H/Loan
Home loansBank updated 15 Apr 2026
At a glance
- Max LVR
- 90%
- Features
- extra repayments
Rates
The one rate Central West Credit Union Ltd publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableSecured by mortgage over Residential Property | Owner occupied, Interest only | - | - | 7.15% | - | - |
Fees
2 fees published, grouped by when they're charged.
- When you take it out$822SMART_HOME_LOAN_ESTABLISHMENT_FEE
- While you hold itNo fee published
- When you close it or pay it off$536MORTGAGE_DISCHARGE_FEE
When you take it out1
- SMART_HOME_LOAN_ESTABLISHMENT_FEE
Establishment fees paid on funding (Includes Mortgage Registration Fee)
$822
When you close it or pay it off1
- MORTGAGE_DISCHARGE_FEE
Discharge fees are paid on discharge
$536
Features
Extra repaymentsDigital banking
- Interest only payments until completion at which stage Principal and Interest payments commence
- Maximum term 1 year allowing for contruction of house, then to convert to a principal and interest loan
Eligibility and limits
- Minimum age 18
- Residency: Australian Resident only
- Maximum LVR 90%
- Minimum balance $10,000
- Maximum LVR 95% subject to Lenders Mortgage Insurance approval
Compare it with others
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Published by Central West CUL under the Consumer Data Right, last changed by them on 15 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.