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Residential SMSF

Connective Complete's Residential SMSF Loan

Home loansLender updated 14 Oct 2026

At a glance

Variable (investor P&I)
7.05%
Max LVR
80%
Annual fee
$300
Features
extra repayments

Rates

Every rate Connective Complete publishes for this home loan, 10 in all.

Variable rate by LVR

Investment, principal and interest, the lowest rate published for each band of the loan's share of the property's value

  1. 1–60%7.05%
  2. 60–65%7.05%
  3. 65–70%7.15%
  4. 70–75%7.25%
  5. 75–80%7.25%
Variable rate for the band
TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only-1–60% LVR7.05%7.49%-
VariableInvestment, Interest only-60–65% LVR7.05%7.49%-
VariableInvestment, Interest only-65–70% LVR7.15%7.59%-
VariableInvestment, Interest only-70–75% LVR7.25%7.69%-
VariableInvestment, Interest only-75–80% LVR7.25%7.69%-
VariableInvestment, P&I-1–60% LVR7.05%7.49%-
VariableInvestment, P&I-60–65% LVR7.05%7.49%-
VariableInvestment, P&I-65–70% LVR7.15%7.59%-
VariableInvestment, P&I-70–75% LVR7.25%7.69%-
VariableInvestment, P&I-75–80% LVR7.25%7.69%-

Rate changes

10 changes logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable, Investment, Interest only, 1–60% LVR6.94%7.05%up 0.11
15 Oct 2026Variable, Investment, Interest only, 60–65% LVR6.94%7.05%up 0.11
15 Oct 2026Variable, Investment, Interest only, 65–70% LVR6.94%7.15%up 0.21
15 Oct 2026Variable, Investment, Interest only, 70–75% LVR7.20%7.25%up 0.05
15 Oct 2026Variable, Investment, Interest only, 75–80% LVR7.20%7.25%up 0.05
15 Oct 2026Variable, Investment, P&I, 1–60% LVR6.94%7.05%up 0.11
15 Oct 2026Variable, Investment, P&I, 60–65% LVR6.94%7.05%up 0.11
15 Oct 2026Variable, Investment, P&I, 65–70% LVR6.94%7.15%up 0.21
15 Oct 2026Variable, Investment, P&I, 70–75% LVR7.20%7.25%up 0.05
15 Oct 2026Variable, Investment, P&I, 75–80% LVR7.20%7.25%up 0.05

Each change is logged the night it appears in the rates Connective Complete publishes. See how every lender answered the RBA on the rate tracker.

Fees

6 fees published, grouped by when they're charged.

While you hold it1

  • Account Management Fee
    $25 a month

When particular things happen4

  • Establishment Fee
    No fee
  • Legal and Administration Fee
    $1,500
  • Security Appraisal Fee
    $380 to $2,000
  • Settlement Fee
    $500

Other fees1

  • Guarantor Fee

    Only applies if application has a guarantee

    $250

Features

Extra repaymentsDigital banking

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Resident
  • Available to businesses
  • Amount $100,000 to $2,000,000
  • Maximum LVR 80%

Published by Connective Complete under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.